9246 Arnold Rd, Ira (Fair Haven), MI 48023 Property Records

St. Clair County property record for 9246 Arnold Rd, Ira, MI 48023

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,990 sqft · built 1997
Lot Size	20 acres (871,200 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,689 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Sep 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`74-23-004-4001-000`

Property Details

APN / Parcel Number

Primary APN	`74-23-004-4001-000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,990 sqft Living Area
1st Floor Area	1,523 sqft
Basement Area	1,523 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Lot Area	871,200 sqft (20 acres)
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	9246 ARNOLD RD
City	IRA
State	MI
Zip	48023-1204
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AEC
Legal Description	W 1/2 OF W 1/2 OF W 1/2 OF SE 1/4 T3NR15E SEC 4 20A
Legal Range	15E
Legal Township	03N
Legal Section	04
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	IRA
Census Block Group	4
Census Block	4007
Census Tract	650100

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9246 ARNOLD RD, IRA, MI 48023-1204
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2026	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Sep 28, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Jan 5, 2017	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jun 5, 2025
Transfer Doc	0005820374
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	9246 ARNOLD RD, IRA, MI 48023-1204
Transaction Type	Mortgage
Record Updated	Mar 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9246 ARNOLD RD, IRA, MI 48023-1204

Mortgage

Document Number	0005899232
Date	Feb 20, 2026
Book Page	5899/232
Instrument	2026003336

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	100 N TRYON ST, CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 7, 2056

Interest

Change Frequency	Monthly

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	9246 ARNOLD RD, IRA, MI 48023-1204
Document Number	0049980428
Instrument Date	Sep 28, 2018
Transaction Type	Mortgage
Record Updated	Oct 31, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	924 6 ARNOLD RD FAIR HAVEN MI 48023, FAIR HAVEN, MI 48023

Mortgage

Document Number	0049980428
Date	Oct 16, 2018
Book Page	004998/000428

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	9246 ARNOLD RD, IRA, MI 48023-1204
Document Number	0047910407
Instrument Date	Jan 5, 2017
Transaction Type	Mortgage
Record Updated	Aug 16, 2018
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9246 ARNOLD RD IRA MI 480231204, IRA, MI 48023-1204

Mortgage

Document Number	0047910407
Date	Jan 18, 2017
Book Page	004791/000407

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 17, 2032

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Ira Township
Unified School District	Anchor Bay School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$263,200 (+6.82%)	$526,400 (+6.82%)
2025	$5,689.00 (+3.01%) Homeowner's exemption	$246,400 (+20.78%)
2024	$5,523.00 (+10.7%)		$492,800 (+20.78%)
2023		$204,000
2022	$4,989.00		$408,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

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