9245 Oak Rd, Kelsey (Cotton), MN 55724 Property Records

St. Louis County property record for 9245 Oak Rd, Kelsey, MN 55724

Property Summary

Property TypeSingle Family Home
Details1.75 ba · 1,264 sqft · built 1975
Lot Size2.3 acres (100,188 sqft)
OwnerIndividual Name on File
Tax Bill$2,092 (2026)
Flood ZoneZone X (minimal risk)
APN405-0010-03001

Property Details

APN / Parcel Number

Primary APN405-0010-03001
Alternative APN
  • 95957

Interior

Full Baths1.75 Baths
Stories1 Story
Building Area1,264 sqft Gross Area
1st Floor Area900 sqft
Basement Area891 sqft
Finished Basement891 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Architectural StyleSplit Foyer
Exterior MaterialMetal
Construction TypeFrame
Lot Area100,188 sqft (2.3 acres)
Garage Area1,148 sqft

Exterior Amenities

Deck Area120 sqft
Storage Building160 sqft
SaunaSauna
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelOil

Location & Zoning

Account Number95957
Street Address9245 OAK RD
CityKELSEY
StateMN
Zip55724-8527
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMUNS
Legal DescriptionWLY 400 FT OF SLY 250 FT OF SE1/4 OFSW1/4 SERIAL #
Legal Range18W
Legal Township54N
Legal Section17
Legal SubdivisionKELSEY TOWN OF
JurisdictionST LOUIS MN
Township / Civil DivisionKELSEY
Census Block Group3
Census Block3010
Census Tract11300

Owner

9245 Oak Rd is owned and occupied by an individual.

Source: St. Louis County records, as of August 17, 2026

Owner of RecordIndividual Name on File
Mailing Address9245 OAK RD, KELSEY, MN 55724-8527
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 9245 Oak Rd was $2,092 with a homeowner's exemption, up 16% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
County SubdivisionKelsey Township
Unified School DistrictSt. Louis County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,092.00 (+15.96%) Homeowner's exemption
2025$1,804.00 (+3.2%) Homeowner's exemption$281,700 (+13.36%) Land $21,400 Building $260,300$281,700 (+13.36%) Land $21,400 Building $260,300
2024$1,748.00$248,500 Land $21,000 Building $227,500$248,500 Land $21,000 Building $227,500
2022$186,100 Land $18,500 Building $167,600$186,100 Land $18,500 Building $167,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9245 Oak Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9245 Oak Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Frontier
DSL
10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Oak Rd

Nearby Streets

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