9245 Franklin St, Ferrum, VA 24088 Property Records

Franklin County property record for 9245 Franklin St, Ferrum, VA 24088

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,424 sqft · built 1980
Lot Size3.59 acres (156,380 sqft)
OwnerCompany Name on File
Tax Bill$1,069 (2025)
Deeds & MortgagesJun 2021 Line of Credit
May 2017 Transfer
Flood ZoneZone X (minimal risk)
APN080 00-123 01

Property Details

APN / Parcel Number

Primary APN080 00-123 01
Alternative APN
  • 25058

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,424 sqft Living Area
Gross Area2,228 sqft
1st Floor Area1,424 sqft
Basement Area1,844 sqft
Unfinished Basement1,844 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1994
Exterior MaterialBrick
Roof TypeGable
Roof MaterialMetal
Lot Area156,380 sqft (3.59 acres)
TerrainRolling
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area96 sqft
Patio Area288 sqft
Storage BuildingStorage Building

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemBaseboard
Heating FuelElectric
SewerSeptic
Water SourceWell

Location & Zoning

Account Number25058
Street Address9245 FRANKLIN ST
CityFERRUM
StateVA
Zip24088-4418
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNZ
Legal DescriptionSTORY CREEK ROUTE 40
Legal SubdivisionSTORY CREEK
JurisdictionFRANKLIN VA
Township / Civil DivisionBLUE RIDGE
Census Block Group2
Census Block2004
Census Tract20701

Owner

9245 Franklin St is owned by a company that acquired it in May 2017.

Source: Franklin County records, as of June 19, 2026

Owner of RecordCompany Name on File
Mailing Address9245 FRANKLIN ST, FERRUM, VA 24088-4418
Owner TypeCompany
VestingLife Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 29, 2021Deed of Trust, Mortgage · Line of Credit
TRUIST BANK
May 24, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateMay 23, 2017
Transfer Doc0010930510
Record UpdatedSep 20, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN VA
Property Address9245 FRANKLIN ST, FERRUM, VA 24088-4418
Transaction TypeMortgage
Record UpdatedNov 9, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address9245 FRANKLIN ST, FERRUM, VA 24088-4418

Mortgage

Document Number0011651975
DateJun 29, 2021
Book Page1165/1975
Instrument210006073
Lender
NameTRUIST BANK
TypeBank
AddressWHITEVILLE, NC 28472
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionFRANKLIN VA
Recording DateMay 24, 2017
Property Address9245 FRANKLIN ST, FERRUM, VA 24088-4418
Document Number0010930510
Book / Page001093 / 000510
Instrument DateMay 23, 2017
Instrument3191
Transaction TypeTransfer
Record UpdatedJun 5, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address9245 FRANKLIN ST FERRUM VA 240884418, FERRUM, VA 24088-4418

Tax Assessment & Valuation

The 2025 property tax bill for 9245 Franklin St was $1,069.

Source: Franklin County assessment roll, as of June 19, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyFranklin County
Unified School DistrictFranklin County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,069.00$248,800 Land $37,800 Building $211,000$248,800 Land $37,800 Building $211,000
2023$908.00$148,900 (-) Land $30,800 Building $118,100$148,900 (-) Land $30,800 Building $118,100
2022$148,900 Land $30,800 Building $118,100$148,900 Land $30,800 Building $118,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9245 Franklin St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 6, 2010

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 9245 Franklin St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWVWA FERRUM WATER SYSTEM
serves 1,996 people · EPA ID VA5067120
Water SourceGroundwater
Last State InspectionApr 2025
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Glo Fiber
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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