9245 Estero River Cir, Estero, FL 33928 Property Records

Lee County property record for 9245 Estero River Cir, Estero, FL 33928 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,495 sqft · built 2004
Lot Size	0.226 acres (9,845 sqft)
Owner	2 Individual Names on File
Last Sale	$158,200 (Dec 2020)
Tax Bill	$4,122 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`34-46-25-E1-12000.0540`

Property Details

APN / Parcel Number

Primary APN	`34-46-25-E1-12000.0540`
Alternative APNs	`253446E1120000540` `34462512000000540` `10485757`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,495 sqft Living Area
Gross Area	5,693 sqft
1st Floor Area	1,336 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2005
Architectural Style	Colonial
Exterior Material	Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Concrete
Lot Area	9,845 sqft (0.226 acres)
Garage Type	Attached
Garage Area	592 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	355 sqft
Porch	Florida Room
Patio Area	568 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10485757
Street Address	9245 ESTERO RIVER CIR
City	ESTERO
State	FL
Zip	33928-4418
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ESTATES AT ESTERO RIVER PB 76 PGS 82-85 LOT 54
Legal Range	25E
Legal Township	46S
Legal Section	34
Legal Subdivision	ESTERO RIVER
Legal Tract	E1
Legal Block	1
Legal Lot Number	54
Jurisdiction	LEE FL
Township / Civil Division	BONITA SPRINGS
Census Block Group	1
Census Block	1006
Census Tract	50306

Owner

Source: Lee County records · APN 34-46-25-E1-12000.0540

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	9245 ESTERO RIVER CIR, ESTERO, FL 33928-4418
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 20, 2020 · Amount on Record
Deed Sale	Dec 20, 2020 · Amount on Record
Prior Sale	Jul 18, 2012 · Amount on Record
Deed Document Number	2020319900
Prior Transfer Date	Nov 15, 2020
Prior Transfer Doc	0000319900
Record Updated	Jun 08, 2026

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LEE FL
Recording Date	Dec 20, 2020
Property Address	9245 ESTERO RIVER CIR, ESTERO, FL 33928-4418
Document Number	0000319900
Map Reference	MB 76 PG 82-85
Instrument Date	Nov 15, 2020
Instrument	2020000319900
Transaction Type	Transfer
Record Updated	Feb 10, 2022
Title Company	ACCOMMODATION

Transaction

Amount	Amount Recorded
Tax	$1,107.40
Amount Accuracy	Rounded by County
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	9245 ESTERO RIVER CIR, ESTERO, FL 33928-4418

Mortgage

Document Number	0000319901
Date	Dec 20, 2020
Instrument	2020000319901

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 01, 2035

Tax Assessment & Valuation

Source: Lee County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Municipality	Estero Village
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,122.00 (+7.12%) Homeowner's exemption	$328,674 (+5.99%)	$563,566 (+1.12%) Land $141,964 Building $421,602
2023	$3,848.00 (-0.62%) Homeowner's exemption	$310,108 (+3%)	$557,303 (+23.4%) Land $107,070 Building $450,233
2022	$3,872.00 Homeowner's exemption	$301,076	$451,612 Land $85,356 Building $366,256

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lee County (12071C), updated September 23, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120710503061, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Cost	Premium on Record median of 164 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	164 in force 115 of 164 on primary residences
Nearby Flood Claims	21 (1981–2023)
Claims Outside the SFHA	6 of 21
Most Recent Claim	Mar 2023
Flood Events	Hurricane Ian (Sep 2022), 3 claims Hurricane Irma (Sep 2017), 10 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.