92430 Center St, Dowagiac, MI 49047 Property Records

Van Buren County property record for 92430 Center St, Dowagiac, MI 49047

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,363 sqft
Lot Size	0.266 acres (11,587 sqft)
Owner	Individual Name on File
Last Sale	$174,000 (Mar 2026)
Tax Bill	$1,760 (2025)
Deeds & Mortgages	Jan 2015 Mortgage Mar 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`80-12-080-006-00`

Property Details

APN / Parcel Number

Primary APN	`80-12-080-006-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,363 sqft Living Area
1st Floor Area	1,363 sqft

Exterior

Lot Area	11,587 sqft (0.266 acres)
Lot Dimensions	145 ft deep x 80 ft wide
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	92430 CENTER ST
City	DOWAGIAC
State	MI
Zip	49047-8850
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	527-C 32-4-16 1475-518 911-634 884-992 982-866 1322-458 S 80' OF LOTS 3 & 4. BLOCK 3 CROOKED LAKE PARK
Legal Subdivision	CROOKED LAKE PARK
Legal Block	3
Legal Lot Number	3-4
Jurisdiction	VAN BUREN MI
Township / Civil Division	KEELER
Census Block Group	1
Census Block	1034
Census Tract	11500

Owner

92430 Center St is owned and occupied by an individual who bought it in March 2026.

Source: Van Buren County records, as of August 31, 2026

Owner of Record	Individual Name on File
Mailing Address	92430 CENTER ST, DOWAGIAC, MI 49047-8850
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2015	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Mar 25, 2026	Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Nov 23, 2020	Intrafamily Transfer, Transfer
Jul 9, 2020	Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 25, 2026 · Amount on File
Deed Sale	Mar 25, 2026 · Amount on File
Prior Sale	Jul 9, 2020 · Amount on File
Deed Document Number	20263471730
Deed Book / Page	1790 / 389
Prior Transfer Date	Nov 17, 2020
Prior Transfer Doc	1709/582
Record Updated	Oct 29, 2026

January 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VAN BUREN MI
Property Address	92430 CENTER ST, DOWAGIAC, MI 49047-8850
Transaction Type	Mortgage
Record Updated	Apr 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01613/0631
Date	Jan 22, 2015
Book Page	1613/0631

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	SANTA ANA, CA 92705

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2045

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VAN BUREN MI
Recording Date	Mar 25, 2026
Property Address	92430 CENTER ST, DOWAGIAC, MI 49047-8850
Document Number	001790/389
Book / Page	1790 / 389
Map Reference	LB 3 PG 68
Instrument Date	Mar 10, 2026
Transaction Type	Transfer
Record Updated	Apr 17, 2026
Title Company	CHICAGO TITLE MERIDIAN, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,305.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	92430 CENTER ST, DOWAGIAC, MI 49047-8850

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	92430 CENTER ST, DOWAGIAC, MI 49047-8850

Mortgage

Document Number	0001790390
Date	Mar 25, 2026
Instrument	1790/390

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

November 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	VAN BUREN MI
Recording Date	Nov 23, 2020
Property Address	92430 CENTER ST, DOWAGIAC, MI 49047-8850
Document Number	1709/582
Book / Page	1709 / 582
Map Reference	LB 3 PG 68
Instrument Date	Nov 17, 2020
Transaction Type	Transfer
Record Updated	Oct 4, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	19724 MARCELLUS HWY, 19724, DECATUR, MI 49045-9446

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	92430 CENTER ST, DOWAGIAC, MI 49047-8850

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VAN BUREN MI
Recording Date	Jul 9, 2020
Property Address	92430 CENTER ST, DOWAGIAC, MI 49047-8850
Document Number	1702/618
Book / Page	1702 / 618
Map Reference	LB 3 PG 68
Instrument Date	Jul 8, 2020
Transaction Type	Transfer
Record Updated	Oct 4, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount on Record
Tax	$1,208.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	92430 CENTER ST, DOWAGIAC, MI 49047-8850

Tax Assessment & Valuation

The 2025 property tax bill for 92430 Center St was $1,760 with a homeowner's exemption, up 2.5% from the year before.

Source: Van Buren County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Van Buren County
County Subdivision	Keeler Township
Unified School District	Dowagiac Union Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$97,900 (+11.5%)	$195,800 (+11.5%)
2025	$1,760.00 (+2.5%) Homeowner's exemption	$87,800	$175,600
2024	$1,717.00
2023		$85,600	$171,200
2020	$1,154.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 92430 Center St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 92430 Center St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Sister Lakes Cable Fiber	2,048 / 1,024
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Midwest Energy & Communications.

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