924 Winding Rd, Edgewater, MD 21037 Property Records

Anne Arundel County property record for 924 Winding Rd, Edgewater, MD 21037

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,428 sqft · built 1964
Lot Size	0.292 acres (12,717 sqft)
Owner	2 Individual Names on Record
Last Sale	$380,000 (Oct 2013)
Tax Bill	$4,005 (2024)
Deeds & Mortgages	Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-747-90049078`

Property Details

APN / Parcel Number

Primary APN	`01-747-90049078`
Alternative APNs	`1-747-90049078` `74790049078`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,428 sqft Living Area
Gross Area	2,186 sqft
1st Floor Area	1,428 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	12,717 sqft (0.292 acres)
Garage Type	Attached
Garage Area	736 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	792 sqft
Porch	Open Porch
Porch Area	22 sqft
Patio Area	22 sqft
Bath House	575 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	74790049078
Street Address	924 WINDING RD
City	EDGEWATER
State	MD
Zip	21037-4002
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LTS 15 16 17 BK O SELBY ON THE BAY
Legal Subdivision	SELBY ON THE BAY
Legal Block	2
Legal Lot Number	15
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	7
Census Block Group	2
Census Block	2019
Census Tract	701202

Owner

Source: Anne Arundel County records, as of August 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	924 WINDING RD, EDGEWATER, MD 21037-4002
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 10, 2013 · Amount on Record
Deed Sale	Oct 10, 2013 · Amount on Record
Deed Book / Page	26728 / 64
Prior Transfer Date	Oct 15, 2007
Prior Transfer Doc	0197140002
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	924 WINDING RD, EDGEWATER, MD 21037-4002
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PROPERTY T&E LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0356940410
Date	Dec 1, 2020
Book Page	35694/410

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of August 13, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$376,467 (+8.74%)	$391,600 (+13.11%) Land $194,600 Building $197,000
2024	$4,005.00 (+22.14%)
2023	$3,279.00 Homeowner's exemption	$346,200 Land $194,600 Building $151,600	$346,200 Land $194,600 Building $151,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 165 policies
Nearby Flood Policies	165 in force
Nearby Flood Claims	15 (2003–2024)
Claims Outside the SFHA	1 of 15
Most Recent Claim	Apr 2024 · river or lake flooding
Claims by Event	Hurricane Isabel, Sep 2003 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20