924 Willoughby Rd, Monroe, NC 28110 Property Records

Union County property record for 924 Willoughby Rd, Monroe, NC 28110

Property Summary

Property Type	Single Family Home
Details	4 bd · 12 ba · 2,052 sqft · built 2003
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$104,000 (Jan 2005)
Tax Bill	$1,854 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit Dec 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`06-006-013F`

Property Details

APN / Parcel Number

Primary APN	`06-006-013F`

Interior

Bedrooms	4 Beds
Full Baths	12 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,052 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	A-Frame
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)

Exterior Amenities

Porch	Porch
Porch Area	120 sqft
Deck Area	72 sqft
Patio Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	924 WILLOUGHBY RD
City	MONROE
State	NC
Zip	28110-9658
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-40 UNION
Legal Description	924 WILLOUGHBY RD
Jurisdiction	UNION NC
Township / Civil Division	SANDY RIDGE
Census Block Group	2
Census Block	2007
Census Tract	20308

Owner

Source: Union County assessment roll, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	924 WILLOUGHBY RD, MONROE, NC 28110-9658
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2023	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Dec 5, 2022	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 3, 2005 · Amount on Record
Deed Sale	Jan 3, 2005 · Amount on Record
Deed Document Number	200554310
Deed Book / Page	3658 / 41
Last Transfer Date	Nov 17, 2022
Transfer Doc	0008619168
Record Updated	Sep 20, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	924 WILLOUGHBY RD, MONROE, NC 28110-9658
Transaction Type	Mortgage
Record Updated	Feb 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	924 WILLOUGHBY RD, MONROE, NC 28110-9658

Mortgage

Document Number	0008643833
Date	Jan 25, 2023
Book Page	8643/833
Instrument	1636

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Jan 15, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UNION NC
Recording Date	Dec 5, 2022
Property Address	924 WILLOUGHBY RD, MONROE, NC 28110-9658
Document Number	0008619168
Book / Page	8619 / 168
Map Reference	CAB H FILE 471
Instrument Date	Nov 17, 2022
Instrument	39852
Transaction Type	Transfer
Record Updated	Dec 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	924 WILLOUGHBY RD, MONROE, NC 28110-9658

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,854.00 (+9.83%)	$399,100 (+47.81%) Land $177,000 Building $222,100	$399,100 (+47.81%) Land $177,000 Building $222,100
2023	$1,688.00	$270,000 Land $52,000 Building $218,000	$270,000 Land $52,000 Building $218,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Ripple Fiber, Verizon.

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