St. Johns County property record for 924 Saltwater Cir, Saint Augustine, FL 32080
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,702 sqft · built 2006 |
| Lot Size | 0.11 acres (4,791 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $327,000 (Apr 2007) |
| Tax Bill | $3,623 (2025) |
| Deeds & Mortgages | Aug 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 162964-0070 |
| Primary APN | 162964-0070 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,702 sqft Living Area |
| Gross Area | 2,102 sqft |
| 1st Floor Area | 858 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 4,791 sqft (0.11 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
|---|---|
| Porch Area | 232 sqft |
| Deck Area | 112 sqft |
| Patio Area | 50 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 924 SALTWATER CIR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32080-6305 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 53/55-60 SEAGROVE ST AUGUSTINE BEACH UNIT 5 LOT 7 OR2903/543 & 6193/1284(L/E) |
| Legal Range | 30E |
| Legal Township | 07S |
| Legal Section | 33 |
| Legal Subdivision | SEAGROVE ST. AUGUSTINE BEACH UNIT 5 |
| Legal Block | 3 |
| Legal Lot Number | 7 |
| Legal Unit | 5 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 21408 |
924 Saltwater Cir is owned and occupied by two individuals who acquired it in July 2025.
Source: St. Johns County records, as of April 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 924 SALTWATER CIR, SAINT AUGUSTINE, FL 32080-6305 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 19, 2007 · Amount on File |
| Deed Sale | Apr 19, 2007 · Amount on File |
| Deed Document Number | 200726442 |
| Deed Book / Page | 2903 / 543 |
| Last Transfer Date | Jul 30, 2025 |
| Transfer Doc | 0061931284 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 924 SALTWATER CIR, SAINT AUGUSTINE, FL 32080-6305 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0050131207 |
|---|---|
| Date | Aug 11, 2020 |
| Book Page | 5013/1207 |
| Instrument | 2020066582 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | ORLANDO, FL 32809 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Aug 10, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 924 Saltwater Cir was $3,623, up 8.5% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Municipality | St. Augustine Beach City |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $238,714 (+2.7%) | $419,933 (-7.97%) Land $142,000 Building $277,933 | |
| 2025 | $3,623.00 (+8.54%) Homeowner's exemption | $232,438 (+2.9%) | $456,293 (+5.69%) Land $142,000 Building $314,293 |
| 2024 | $3,338.00 (+7.57%) Homeowner's exemption | $225,887 (+3%) | $431,723 (+1.7%) Land $148,000 Building $283,723 |
| 2023 | $3,103.00 (+1.84%) Homeowner's exemption | $219,308 (+3%) | $424,515 (+10.25%) Land $148,000 Building $276,515 |
| 2022 | $3,047.00 Homeowner's exemption | $212,920 | $385,049 Land $123,200 Building $261,849 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 924 Saltwater Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 429 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 653 units insured incl. 224 condo units |
| Nearby Flood Claims | 6 (2016–2024) |
| Claims Outside the SFHA | 4 of 6 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 924 Saltwater Cir is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 381 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| IQ Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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