924 S Rocky River Rd, Monroe, NC 28110 Property Records

Union County property record for 924 S Rocky River Rd, Monroe, NC 28110

Property Summary

Property Type	Agricultural Vacant Land
Lot Size	1.2 acres (52,533 sqft)
Owner	Company Name on File
Last Sale	$400,000 (May 2010)
Tax Bill	$437 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Nov 2019 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-381-038`

Property Details

APN / Parcel Number

Primary APN	`09-381-038`

Exterior

Lot Area	52,533 sqft (1.2 acres)

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	924 S ROCKY RIVER RD
City	MONROE
State	NC
Zip	28110-8027
Property Category	Agriculture or Farming
Property Type	Vacant Land > Agricultural
Local Zoning Code	RA-40 UNIO
Legal Description	#2 NEW TOWN PARK OPCB359B
Legal Subdivision	NEW TOWN PARK
Legal Lot Number	2
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	2
Census Block	2026
Census Tract	20308

Owner

924 S Rocky River Rd, agricultural vacant land, is owned by a company that acquired it in December 2018.

Source: Union County records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	PO BOX 429, MONROE, NC 28111-0429
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2026	Deed of Trust, Mortgage AMERICAN BANK OF THE CAROLINAS
Nov 20, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Dec 6, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
May 11, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 28, 2010 · Amount on File
Deed Sale	May 28, 2010 · Amount on File
Deed Document Number	201012822
Deed Book / Page	5337 / 768
Last Transfer Date	Dec 5, 2018
Transfer Doc	7279602
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	924 S ROCKY RIVER RD, MONROE, NC 28110-8027
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009284484
Date	Jan 12, 2026
Book Page	9284/484
Instrument	775

Lender

Name	AMERICAN BANK OF THE CAROLINAS
Type	Bank
Address	MONROE, NC 28112

Agreement

Amount	Amount on Record

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Nov 20, 2019
Property Address	924 S ROCKY RIVER RD, MONROE, NC 28110-8027
Document Number	7520658
Book / Page	007520 / 000658
Instrument Date	Nov 8, 2019
Instrument	36173
Transaction Type	Transfer
Record Updated	Dec 9, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 429 MONROE NC 281110429, MONROE, NC 28111-0429

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UNION NC
Recording Date	Dec 6, 2018
Property Address	924 S ROCKY RIVER RD, MONROE, NC 28110-8027
Document Number	7279602
Book / Page	007279 / 000602
Instrument Date	Dec 5, 2018
Instrument	33551
Transaction Type	Transfer
Record Updated	Dec 27, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 429 MONROE NC 281110429, MONROE, NC 28111-0429

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	May 11, 2017
Property Address	924 S ROCKY RIVER RD, MONROE, NC 28110-8027
Document Number	6929680
Book / Page	006929 / 000680
Instrument Date	May 8, 2017
Instrument	12999
Transaction Type	Transfer
Record Updated	Jul 11, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 429 MONROE NC 281110429, MONROE, NC 28111-0429

Tax Assessment & Valuation

The 2025 property tax bill for 924 S Rocky River Rd was $437.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$90,900 (-) Land $90,900	$90,900 (-) Land $90,900
2025	$437.00	$90,900 Land $90,900	$90,900 Land $90,900
2023	$281.00	$44,400 Land $44,400	$44,400 Land $44,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 924 S Rocky River Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 924 S Rocky River Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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