924 River Trail Rd, Lowell, NC 28098 Property Records

Gaston County property record for 924 River Trail Rd, Lowell, NC 28098

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,073 sqft · built 2006
Lot Size0.15 acres (6,534 sqft)
OwnerIndividual Name on Record
Last Sale$161,000 (Apr 2017)
Tax Bill$3,432 (2026)
Deeds & MortgagesAug 2022 Second Mortgage
Sep 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN207015

Property Details

APN / Parcel Number

Primary APN207015
Alternative APN
  • 1679908

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms8 Rooms
Stories2 Stories
Building Area2,073 sqft Heated Area
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,534 sqft (0.15 acres)
PorchPorch
Porch Area56 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address924 RIVER TRAIL RD
CityLOWELL
StateNC
Zip28098-1283
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionRIVERVIEW L 211 05 002C 001 00 000
Legal SubdivisionRIVERVIEW
JurisdictionGASTON NC
Township / Civil DivisionSOUTH POINT
Census Block Group1
Census Block1008
Census Tract31304

Owner

Source: Gaston County records, as of August 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address924 RIVER TRAIL RD, LOWELL, NC 28098-1283
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 10, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
SPRING EQ LLC
Sep 8, 2020Deed of Trust, Mortgage · Conventional Mortgage
MOVEMENT MORTGAGE
Apr 28, 2017Warranty Deed, Transfer · Conventional Mortgage
ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 28, 2017 · Amount on Record
Deed SaleApr 28, 2017 · Amount on Record
Prior SaleAug 1, 2007 · Amount on Record
Deed Book / Page4908 / 774
Prior Transfer DateAug 3, 2007
Prior Transfer Doc0000173585
Record UpdatedOct 29, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGASTON NC
Property Address924 RIVER TRAIL RD, LOWELL, NC 28098-1283
Transaction TypeMortgage
Record UpdatedSep 15, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0053570099
DateAug 10, 2022
Book Page5357/99
Lender
NameSPRING EQ LLC
TypeMortgage Company
AddressWAYNE, PA 19087
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term241 Months
DueSep 1, 2042

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGASTON NC
Property Address924 RIVER TRAIL RD, LOWELL, NC 28098-1283
Transaction TypeMortgage
Record UpdatedAug 23, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0051531662
DateSep 8, 2020
Book Page5153/1662
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
AddressFORT MILL, SC 29707
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueOct 1, 2035

April 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGASTON NC
Recording DateApr 28, 2017
Property Address924 RIVER TRAIL RD, LOWELL, NC 28098-1283
Document Number0049080774
Book / Page4908 / 0774
Map ReferenceMB 69 PG 31
Instrument DateApr 27, 2017
Transaction TypeTransfer
Record UpdatedAug 23, 2022
Title CompanyINVESTORS TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$322.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8065 CAMINITO MALLORCA, 8065, LA JOLLA, CA 92037-2915

Transferred To (Grantee/Buyer)

NameVerified Name
Address924 RIVER TRAIL RD, LOWELL, NC 28098-1283

Mortgage

Document Number0049080776
DateApr 28, 2017
Instrument4908/0776
Lender
NameATLANTIC BAY MORTGAGE GROUP LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2047

Tax Assessment & Valuation

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyGaston County
MunicipalityLowell City
Unified School DistrictGaston County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,432.00 (-9.21%)$321,110 (+0.66%) Land $28,000 Building $293,110
2023$3,780.00$318,990 Land $28,000 Building $290,990
2021$196,360 Land $21,000 Building $175,360

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LOWELL
serves 3,837 people · EPA ID NC0136060
Water SourcePurchased surface water from TWO RIVERS UTILITIES
Last State InspectionJul 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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