924 Main Ave, Moorhead, MN 56560 Property Records

Clay County property record for 924 Main Ave, Moorhead, MN 56560

Property Summary

Property Type	Commercial
Lot Size	0.39 acres (16,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$155,500 (Jan 2013)
Tax Bill	$9,430 (2026)
Deeds & Mortgages	Mar 2023 Mortgage Mar 2018 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`58.415.0050`

Property Details

APN / Parcel Number

Primary APN	`58.415.0050`

Exterior

Lot Area	16,800 sqft (0.39 acres)

Location & Zoning

Street Address	924 MAIN AVE
City	MOORHEAD
State	MN
Zip	56560-2802
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	SUBDIVISIONNAME LITHERLANDS ADD LOT 005 BLOCK 001 SUBDIVISIONCD 58415
Legal Range	48
Legal Township	139
Legal Section	08
Legal Subdivision	LITHERLANDS ADD
Legal Block	1
Legal Lot Number	5
Jurisdiction	CLAY MN
Township / Civil Division	MOORHEAD
Census Block Group	2
Census Block	2022
Census Tract	20300

Owner

Source: Clay County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	705 18TH AVE N, MOORHEAD, MN 56560-1450
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2023	Deed of Trust, Mortgage · Commercial Mortgage NORTHWESTERN BANK
Mar 23, 2018	Deed of Trust, Mortgage · Conventional Mortgage UNION STATE BANK
Mar 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage NORTHWESTERN BANK
Apr 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage NORTHWESTERN BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 16, 2013 · Amount on Record
Deed Sale	Jan 16, 2013 · Amount on Record
Prior Sale	Aug 26, 2010 · Amount on Record
Deed Document Number	2013717797
Prior Transfer Date	Jan 15, 2013
Prior Transfer Doc	0000717796
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MN
Property Address	924 MAIN AVE, MOORHEAD, MN 56560-2802
Transaction Type	Mortgage
Record Updated	Mar 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000836324
Date	Mar 8, 2023
Instrument	836324

Lender

Name	NORTHWESTERN BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	608 Months
Due	Nov 10, 2073

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MN
Property Address	924 MAIN AVE, MOORHEAD, MN 56560-2802
Transaction Type	Mortgage
Record Updated	Aug 15, 2022
Title Company	FM TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000778136
Date	Mar 23, 2018
Instrument	778136

Lender

Name	UNION STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Mar 22, 2023

Interest

Rate Type	Fixed Rate

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MN
Property Address	924 MAIN AVE, MOORHEAD, MN 56560-2802
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000798757
Date	Mar 5, 2020
Instrument	798757

Lender

Name	NORTHWESTERN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MN
Property Address	924 MAIN AVE, MOORHEAD, MN 56560-2802
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000827476
Date	Apr 14, 2022
Instrument	827476

Lender

Name	NORTHWESTERN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	660 Months
Due	Apr 13, 2077

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Clay County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Clay County
Municipality	Moorhead City
Unified School District	Moorhead Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,430.00 (+5.03%)	$559,100 (+5.61%) Land $167,000 Building $392,100	$559,100 (+5.61%) Land $167,000 Building $392,100
2025		$529,400 (+5.92%) Land $167,000 Building $362,400	$529,400 (+5.92%) Land $167,000 Building $362,400
2023	$8,978.00	$499,800 Land $167,000 Building $332,800	$499,800 Land $167,000 Building $332,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	17 (1979–2011)
Claims Outside the SFHA	12 of 17
Most Recent Claim	Apr 2011 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Apr 2011 · 7 claims Severe Winter Storms, Flooding, And Tornadoes, Apr 2001 · 3 claims Severe Flooding, High Winds,severe Storms, Apr 1997 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Moorhead serves 44,583 people · EPA ID MN1140008
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fiber, Fixed Wireless in parts of the area	2,000 / 350
Sparklight Cable	1,000 / 50

May also be available: Otter Tail Telecom, Verizon.

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