924 Lake Rd, Webster, NY 14580 Property Records

Monroe County and Webster Town property record for 924 Lake Rd, Webster, NY 14580

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 7,298 sqft · built 2004
Lot Size	0.63 acres (27,443 sqft)
Owner	Trust Name on File
Last Sale	$995,000 (Jun 2021)
Tax Bill	$46,015 (2026)
Deeds & Mortgages	Jun 2021 Mortgage Jun 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`265489 049.10-1-22`

Property Details

APN / Parcel Number

Primary APN	`265489 049.10-1-22`
Alternative APNs	`54890491000001022000` `03477700000`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	7,298 sqft Living Area
1st Floor Area	2,538 sqft
2nd Floor Area	1,728 sqft
Upper Floors Area	1,016 sqft
Basement Area	2,016 sqft
Finished Basement	2,016 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Lot Area	27,443 sqft (0.63 acres)
Lot Dimensions	235 ft deep x 80 ft wide
View / Lot	Waterfront / Beach
Garage Type	Attached
Garage Area	1,016 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	408 sqft
Patio Area	567 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	03477700000
Street Address	924 LAKE RD
City	WEBSTER
State	NY
Zip	14580-9007
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0007-14-04
Legal Block	1
Legal Lot Number	22.000
Jurisdiction	MONROE NY
Township / Civil Division	WEBSTER
Census Block Group	2
Census Block	2001
Census Tract	11302

Owner

924 Lake Rd is owner-occupied and held in a trust since October 2022.

Source: Monroe County and Webster Town records, as of September 23, 2026

Owner of Record	Trust Name on File
Mailing Address	924 LAKE RD, WEBSTER, NY 14580-9007
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage CNB MORTGAGE CO
Jun 2, 2021	Deed of Trust, Mortgage · SBA Mortgage NEW YORK BUSINESS DEVELOPMENT CORPORATIO
Oct 11, 2022	Intrafamily Transfer, Transfer
Sep 9, 2021	Deed of Trust, Mortgage · Construction Mortgage GENESEE REGIONAL BANK
Jun 2, 2021	Warranty Deed, Transfer · Conventional Mortgage CNB MORTGAGE CO
Mar 13, 2019	Warranty Deed, Transfer NOT AVAILABLE
Oct 11, 2017	Deed of Trust, Mortgage · Line of Credit CANANDAIGUA NAT'L BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 2021 · Amount on File
Deed Sale	Jun 2, 2021 · Amount on File
Prior Sale	Mar 13, 2019 · Amount on File
Deed Document Number	2021988
Deed Book / Page	12508 / 624
Last Transfer Date	Oct 5, 2022
Transfer Doc	0000000723
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	924 LAKE RD, WEBSTER, NY 14580-9007
Transaction Type	Mortgage
Record Updated	Aug 11, 2023
Title Company	ABAR ABSTRACT, ABAR ABSTRACT CORP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	824 LAKE RD, WEBSTER, NY 14580-9008

Mortgage

Document Number	0000000990
Date	Jun 2, 2021
Book Page	29245/269
Instrument	202106020990

Lender

Name	CNB MORTGAGE CO
Type	Mortgage Company
Address	PITTSFORD, NY 14534

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 1, 2036

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	924 LAKE RD, WEBSTER, NY 14580-9007
Transaction Type	Mortgage
Record Updated	Aug 11, 2023
Title Company	ABAR ABSTRACT, ABAR ABSTRACT CORP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	924 LAKE RD, WEBSTER, NY 14580-9007

Mortgage

Document Number	0000000991
Date	Jun 2, 2021
Book Page	29245/290
Instrument	202106020991

Lender

Name	NEW YORK BUSINESS DEVELOPMENT CORPORATIO
Type	Non-Lending Institution
Address	ALBANY, NY 12207

Agreement

Type	SBA Mortgage
Amount	Amount on Record

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE NY
Recording Date	Oct 11, 2022
Property Address	924 LAKE RD, WEBSTER, NY 14580-9007
Document Number	0000000723
Book / Page	12731 / 118
Instrument Date	Oct 5, 2022
Instrument	202210110723
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	924 LAKE RD, 924, WEBSTER, NY 14580-9007

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	924 LAKE RD, WEBSTER, NY 14580-9007

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	924 LAKE RD, WEBSTER, NY 14580-9007
Transaction Type	Mortgage
Record Updated	Oct 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	924 LAKE RD, WEBSTER, NY 14580-9007

Mortgage

Document Number	0000000433
Date	Sep 9, 2021
Book Page	29443/433
Instrument	202109090731

Lender

Name	GENESEE REGIONAL BANK
Type	Bank
Address	ROCHESTER, NY 14618

Agreement

Type	Construction Mortgage
Amount	Amount on Record

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE NY
Recording Date	Jun 2, 2021
Property Address	924 LAKE RD, WEBSTER, NY 14580-9007
Document Number	0000000624
Book / Page	12508 / 624
Instrument Date	May 27, 2021
Instrument	202106020988
Transaction Type	Transfer
Record Updated	Jun 23, 2021
Title Company	ABAR ABSTRACT CORP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,980.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	924 LAKE RD, 924, WEBSTER, NY 14580-9007

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	924 LAKE RD, WEBSTER, NY 14580-9007

Mortgage

Document Number	0000000989
Date	Jun 2, 2021
Book Page	29245/251
Instrument	202106020989

Lender

Name	CNB MORTGAGE CO
Type	Mortgage Company
Address	PITTSFORD, NY 14534

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE NY
Recording Date	Mar 13, 2019
Property Address	924 LAKE RD, WEBSTER, NY 14580-9007
Document Number	0000001004
Book / Page	012157 / 000689
Instrument Date	Mar 6, 2019
Instrument	1004
Transaction Type	Transfer
Record Updated	Apr 10, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$3,980.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	924 LAKE RD WEBSTER NY 145809007, WEBSTER, NY 14580-9007

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	924 LAKE RD, WEBSTER, NY 14580-9007
Document Number	0000000145
Book / Page	027351 / 000318
Instrument Date	Oct 11, 2017
Transaction Type	Mortgage
Record Updated	Oct 17, 2017

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	924 LAKE RD WEBSTER NY 145809007, WEBSTER, NY 14580-9007

Mortgage

Document Number	0000000145
Date	Oct 12, 2017
Book Page	027351/000318
Instrument	145

Lender

Name	CANANDAIGUA NAT'L BK&TR
Type	Bank
Address	CANANDAIGUA, NY 14424

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Oct 11, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 924 Lake Rd was $46,015, up 1.1% from the year before.

Source: Monroe County and Webster Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Webster Town
Unified School District	Webster Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$46,015.00 (+1.05%)
2025	$45,535.00	$987,800 Land $130,800 Building $857,000	$2,057,900 Land $272,498 Building $1,785,402
2023		$987,800 (-) Land $130,800 Building $857,000	$1,703,100 (+10.35%) Land $225,517 Building $1,477,583
2022		$987,800 Land $130,800 Building $857,000	$1,543,400 Land $204,370 Building $1,339,030
2021	$43,665.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 924 Lake Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	4 (1979–2004)
Most Recent Claim	Aug 2004 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 924 Lake Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 91% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Greenlight Networks.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Lake Rd

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