924 Jefferson Dock Rd, Penhook, VA 24137 Property Records

Franklin County property record for 924 Jefferson Dock Rd, Penhook, VA 24137

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,300 sqft · built 2023
Lot Size	0.91 acres (39,640 sqft)
Owner	Individual Name on File
Last Sale	$845,000 (Aug 2024)
Tax Bill	$2,325 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Jan 2023 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`051 05-017 00`

Property Details

APN / Parcel Number

Primary APN	`051 05-017 00`
Alternative APN	`15908`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,300 sqft Living Area
Gross Area	2,083 sqft
1st Floor Area	1,300 sqft
Basement Area	1,300 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2024
Architectural Style	Mobile Home
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	39,640 sqft (0.91 acres)
Terrain	Rolling
View / Lot	Waterfront
Garage Area	1,008 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	36 sqft
Deck Area	200 sqft
Patio Area	495 sqft
Boat Access	Boat Access
Boat House	364 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	15908
Street Address	924 JEFFERSON DOCK RD
City	PENHOOK
State	VA
Zip	24137-3391
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC1
Legal Description	LOCKEHAVEN COVE LOT 5
Legal Subdivision	LOCKEHAVEN COV
Legal Lot Number	5
Jurisdiction	FRANKLIN VA
Township / Civil Division	UNION HALL
Census Block Group	2
Census Block	2013
Census Tract	20102

Owner

924 Jefferson Dock Rd is owned by an individual who bought it in August 2024.

Source: Franklin County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	5481 WOLFTOWN HOOD RD, MADISON, VA 22727-2535
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 26, 2023	Deed of Trust, Mortgage · Construction Mortgage TRULIANT FCU
Jul 21, 2022	Deed, Transfer ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 19, 2024 · Amount on File
Deed Sale	Aug 19, 2024 · Amount on File
Prior Sale	Jul 21, 2022 · Amount on File
Deed Document Number	20244992
Deed Book / Page	1217 / 1359
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	924 JEFFERSON DOCK RD, PENHOOK, VA 24137-3391
Transaction Type	Mortgage
Record Updated	Mar 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5481 WOLFTOWN HOOD RD, MADISON, VA 22727-2535

Mortgage

Document Number	0012410494
Date	Feb 17, 2026
Book Page	1241/494
Instrument	260001036

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	924 JEFFERSON DOCK RD, PENHOOK, VA 24137-3391
Transaction Type	Mortgage
Record Updated	Jan 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	816 IVY LAKE DR, FOREST, VA 24551-4489
Investor	Possibly a Property Investor

Mortgage

Document Number	0011942612
Date	Jan 26, 2023
Book Page	1194/2612
Instrument	230000446

Lender

Name	TRULIANT FCU
Type	Credit Union
Address	WINSTON SALEM, NC 27103

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	373 Months
Due	Feb 1, 2054

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN VA
Recording Date	Jul 21, 2022
Property Address	924 JEFFERSON DOCK RD, PENHOOK, VA 24137-3391
Document Number	0011871695
Book / Page	1187 / 1695
Map Reference	MB 714 PG 1033
Instrument Date	Jul 7, 2022
Instrument	220005603
Transaction Type	Transfer
Record Updated	Jan 26, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount on Record
Tax	$174.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	816 IVY LAKE DR, FOREST, VA 24551-4489
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 924 Jefferson Dock Rd was $2,325.

Source: Franklin County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,325.00	$540,900 Land $122,000 Building $418,900	$540,900 Land $122,000 Building $418,900
2023	$1,062.00	$174,100 (+1.63%) Land $115,000 Building $59,100	$174,100 (+1.63%) Land $115,000 Building $59,100
2022		$171,300 Land $115,000 Building $56,300	$171,300 Land $115,000 Building $56,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 924 Jefferson Dock Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 924 Jefferson Dock Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COTTAGE EDGE private · serves 80 people · EPA ID VA5067077
Water Source	Groundwater
Last State Inspection	Jan 2024
Also Mapped Here	VISTA POINTE LANDING
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Cable	1,000 / 50
Starlink Satellite	280 / 30

May also be available: SMLW Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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