924 E Madison St, Pontiac, IL 61764 Property Records

Livingston County property record for 924 E Madison St, Pontiac, IL 61764

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,951 sqft · built 1886
Lot Size	0.139 acres (6,038 sqft)
Owner	Individual Name on File
Last Sale	$33,000 (Feb 2022)
Tax Bill	$2,842 (2025)
Deeds & Mortgages	Feb 2023 Sale & Mortgage Feb 2022 Sale + 1 more
Flood Zone	Zone AE (high risk)
APN	`15-15-23-327-006`

Property Details

APN / Parcel Number

Primary APN	`15-15-23-327-006`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,951 sqft Living Area
Basement Area	765 sqft
Unfinished Basement	765 sqft

Exterior

Year Built	Built 1886
Effective Year Built	Effective 1886
Exterior Material	Wood
Roof Material	Asphalt
Lot Area	6,038 sqft (0.139 acres)
Lot Dimensions	120 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	240 sqft

Location & Zoning

Street Address	924 E MADISON ST
City	PONTIAC
State	IL
Zip	61764-2109
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	15 23 327 006 LOT 50 X 120.75 LOT 1 BLK 2 OWEN'S ADD
Legal Subdivision	OWEN'S ADD
Legal Block	2
Legal Lot Number	1
Jurisdiction	LIVINGSTON IL
Township / Civil Division	PONTIAC
Census Block Group	4
Census Block	4001
Census Tract	960600

Owner

924 E Madison St is owned and occupied by an individual who bought it in February 2022.

Source: Livingston County records, as of June 30, 2026

Owner of Record	Individual Name on File
Mailing Address	924 E MADISON ST, PONTIAC, IL 61764-2109
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2023	Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT COM LLC
Feb 24, 2022	Warranty Deed, Transfer
Sep 4, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 24, 2022 · Amount on File
Deed Sale	Feb 24, 2022 · Amount on File
Prior Sale	Sep 4, 2018 · Amount on File
Deed Document Number	2022865
Record Updated	Sep 20, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LIVINGSTON IL
Recording Date	Feb 28, 2023
Property Address	924 E MADISON ST, PONTIAC, IL 61764-2109
Document Number	2023R00658
Instrument Date	Feb 28, 2023
Instrument	2023R-00658
Transaction Type	Transfer
Record Updated	Mar 15, 2023
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$195.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25157 W SHEPLEY RD, JOLIET, IL 60404-7605

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	924 E MADISON ST, PONTIAC, IL 61764-2109

Mortgage

Document Number	2023R00659
Date	Feb 28, 2023
Instrument	2023R-00659

Lender

Name	LOANDEPOT COM LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

Mortgage

Document Number	2023R00660
Date	Feb 28, 2023
Instrument	2023R-00660

Lender

Name	ILLINOIS HOUSING DEV AUTHORITY
Type	Government Agency

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	60 Months
Due	Mar 1, 2028

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LIVINGSTON IL
Recording Date	Feb 24, 2022
Property Address	924 E MADISON ST, PONTIAC, IL 61764-2109
Document Number	2022R00865
Instrument Date	Feb 24, 2022
Instrument	2022R-00865
Transaction Type	Transfer
Record Updated	Mar 16, 2022

Transaction

Amount	Amount on Record
Tax	$49.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	110 W NAPERVILLE RD, 110, WESTMONT, IL 60559-1414

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	924 E MADISON ST, PONTIAC, IL 61764-2109

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LIVINGSTON IL
Recording Date	Sep 4, 2018
Property Address	924 E MADISON ST, PONTIAC, IL 61764-2109
Document Number	2018R03532
Instrument Date	Aug 31, 2018
Instrument	2018R-03532
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Amount	Amount on Record
Tax	$41.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 785, IGNACIO, CO 81137-0785

Tax Assessment & Valuation

The 2025 property tax bill for 924 E Madison St was $2,842 with a homeowner's exemption.

Source: Livingston County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Livingston County
County Subdivision	Pontiac Township
Municipality	Pontiac City
Elementary School District	Pontiac Community Consolidated School District 429 (PK - 08)
Secondary School District	Pontiac Township High School District 90 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,842.00	$38,427 Land $2,926 Building $35,501	$115,281 Land $8,778 Building $106,503

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 924 E Madison St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 52 policies
Nearby Flood Policies	52 in force
Nearby Flood Claims	140 (1979–2020)
Claims Outside the SFHA	2 of 140
Most Recent Claim	May 2020 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Jan 2008 · 76 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 924 E Madison St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-PONTIAC private · serves 11,864 people · EPA ID IL1055030
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	2 ppb (2025) action level 15 ppb
Copper	1.36 mg/L (2015–2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 451 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	8,000 / 8,000
Conxxus Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink.

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