924 13th Ave S, Saint Cloud, MN 56301 Property Records

Stearns County property record for 924 13th Ave S, Saint Cloud, MN 56301

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,066 sqft · built 1921
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on Record
Last Sale	$169,000 (May 2026)
Tax Bill	$1,868 (2026)
Deeds & Mortgages	May 2026 Sale May 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`82-50848-0000`

Property Details

APN / Parcel Number

Primary APN	`82-50848-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,066 sqft Living Area

Exterior

Year Built	Built 1921
Effective Year Built	Effective 1921
Exterior Material	Metal
Roof Material	Asphalt
Lot Area	5,227 sqft (0.12 acres)
Lot Width	41 ft Width
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Electric

Location & Zoning

Street Address	924 13TH AVE S
City	SAINT CLOUD
State	MN
Zip	56301-5224
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 015 BLK 006 SOUTH SIDE PARK ADD SECTION 14 TOWNSHIP 124 RANGE 028 SECTION 14 TOWNSHIP 124 RANGE 028
Legal Range	28W
Legal Township	124
Legal Section	14
Legal Subdivision	SOUTH SIDE PARK ADD
Legal Block	6
Legal Lot Number	15
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2050
Census Tract	301

Owner

Source: Stearns County records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	924 13TH AVE S, SAINT CLOUD, MN 56301-5224
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 6, 2026	Affidavit, Transfer
May 6, 2026	Warranty Deed, Transfer · Conventional Mortgage AFFINITY PLUS FEDERAL CREDIT UNION
Jul 7, 2022	Warranty Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 6, 2026 · Amount on Record
Deed Sale	May 6, 2026 · Amount on Record
Prior Sale	Jun 30, 2022 · Amount on Record
Deed Document Number	20261712577
Record Updated	Oct 29, 2026

May 2026: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	STEARNS MN
Recording Date	May 6, 2026
Property Address	924 13TH AVE S, SAINT CLOUD, MN 56301-5224
Document Number	0001712576
Instrument Date	May 6, 2026
Instrument	20261712576
Transaction Type	Transfer
Record Updated	Jul 12, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 2ND AVE NE, SAINT CLOUD, MN 56304-0408

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	May 6, 2026
Property Address	924 13TH AVE S, SAINT CLOUD, MN 56301-5224
Document Number	0001712577
Instrument Date	Apr 29, 2026
Instrument	2026.1712577
Transaction Type	Transfer
Record Updated	May 21, 2026
Title Company	RESULTS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$56,327.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	924 13TH AVE S, SAINT CLOUD, MN 56301-5224

Mortgage

Document Number	0001712578,
Date	May 6, 2026
Instrument	2026.1712578

Lender

Name	AFFINITY PLUS FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Jul 7, 2022
Property Address	924 13TH AVE S, SAINT CLOUD, MN 56301-5224
Document Number	00A1636188
Instrument Date	Jun 30, 2022
Instrument	A1636188
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	924 13TH AVE S, SAINT CLOUD, MN 56301-5224

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,868.00 (+20.67%)	$164,500 (+5.86%) Land $25,000 Building $139,500	$164,500 (+5.86%) Land $25,000 Building $139,500
2025		$155,400 (+1.7%) Land $25,000 Building $130,400	$155,400 (+1.7%) Land $25,000 Building $130,400
2023	$1,548.00	$152,800 Land $25,000 Building $127,800	$152,800 Land $25,000 Building $127,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 78% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Intrepid Fiber Networks Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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