9239 N CT 10, Effingham, IL 62401 Property Records

Effingham County property record for 9239 N CT 10, Effingham, IL 62401

Property Summary

Property Type	Single Family Home
Details	1 bd · 1,758 sqft · built 1967
Lot Size	0.72 acres (31,363 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,548 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Aug 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-26-003-006`

Property Details

APN / Parcel Number

Primary APN	`11-26-003-006`

Interior

Bedrooms	1 Bed
Stories	1 Story
Building Area	1,758 sqft Base Area
1st Floor Area	1,758 sqft
Basement Area	1,758 sqft
Unfinished Basement	1,757 sqft

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Construction Type	Frame
Lot Area	31,363 sqft (0.72 acres)
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	9239 N COURT TEN
City	EFFINGHAM
State	IL
Zip	62401-7637
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 WENTE & WENTHE SUBD #1 2871/4
Legal Subdivision	WENTE & WENTHE SUBDIVISION
Legal Lot Number	6
Jurisdiction	EFFINGHAM IL
Township / Civil Division	SUMMIT
Census Block Group	4
Census Block	4009
Census Tract	950200

Owner

9239 N CT 10 is owned and occupied by two individuals.

Source: Effingham County records, as of October 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	9239 N COURT TEN, EFFINGHAM, IL 62401-7637
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage DIETERICH BANK NA
Aug 17, 2020	Deed of Trust, Mortgage · Line of Credit DIETERICH BANK NA
Dec 31, 2019	Deed of Trust, Mortgage · Conventional Mortgage DIETERICH BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	9239 N COURT 10, EFFINGHAM, IL 62401-7637
Transaction Type	Mortgage
Record Updated	Nov 10, 2020
Title Company	AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3597/133
Date	Aug 6, 2020
Book Page	3597/133
Instrument	202020004284

Lender

Name	DIETERICH BANK NA
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 1, 2035

Interest

Rate Type	Adjustable Rate
Rate	2.5%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	9239 N COURT 10, EFFINGHAM, IL 62401-7637
Transaction Type	Mortgage
Record Updated	Nov 10, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3600/258
Date	Aug 17, 2020
Book Page	3600/258
Instrument	202020004488

Lender

Name	DIETERICH BANK NA
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Aug 18, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	9239 N COURT 10, EFFINGHAM, IL 62401-7637
Transaction Type	Mortgage
Record Updated	Jan 21, 2020
Title Company	CITYWIDE TITLE CORPORATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3523/247
Date	Dec 31, 2019
Book Page	3523/247
Instrument	201901905399

Lender

Name	DIETERICH BANK NA
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jan 1, 2040

Interest

Rate Type	Fixed Rate
Rate	3.5%

Tax Assessment & Valuation

The 2025 property tax bill for 9239 N CT 10 was $5,548 with a homeowner's exemption.

Source: Effingham County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Summit Township
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,548.00	$111,250 Land $31,700 Building $79,550	$333,750 Land $95,100 Building $238,650
2022	$3,682.00 Homeowner's exemption	$84,750 Land $24,150 Building $60,600	$254,250 Land $72,450 Building $181,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9239 N CT 10 in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 9239 N CT 10 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 42% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EJ WATER COOPERATIVE private · serves 29,720 people · EPA ID IL0790010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	25 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wabash Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
GigFire Fixed Wireless	150 / 130

May also be available: Wisper ISP.

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