Kalamazoo County property record for 9239 Cottage Gate, Richland, MI 49083
| Property Type | Condominium |
|---|---|
| Details | 2 ba · 1,296 sqft · built 2017 |
| Owner | 2 Individual Names on File |
| Last Sale | $360,000 (May 2026) |
| Tax Bill | $5,052 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage May 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-14-115-031 |
| Primary APN | 03-14-115-031 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,296 sqft Living Area |
| 1st Floor Area | 1,296 sqft |
| Basement Area | 1,296 sqft |
| Unfinished Basement | 1,296 sqft |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Ranch |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 9239 COTTAGE GATE |
|---|---|
| City | RICHLAND |
| State | MI |
| Zip | 49083-9680 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | B-1 |
| Legal Description | COTTAGE POINT CONDOMINIUM UNIT 31 SPLIT/COMBINED ON 01/30/2017 FROM 03-14-101-031; |
| Legal Subdivision | COTTAGE POINTE |
| Legal Unit | 31 |
| Jurisdiction | KALAMAZOO MI |
| Township / Civil Division | RICHLAND |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 2701 |
9239 Cottage Gate, a condominium, is owned by two individuals who bought it in May 2026.
Source: Kalamazoo County records, as of September 24, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4374 E TU AVE, VICKSBURG, MI 49097-8440 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 18, 2026 | Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CREDIT UNION |
| May 18, 2026 | Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CREDIT UNION |
| Jul 13, 2018 | Warranty Deed, Transfer CHICAGO TITLE MERIDIAN, CHICAGO TITLE OF MICHIGAN IN |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 18, 2026 · Amount on File |
| Deed Sale | May 18, 2026 · Amount on File |
| Prior Sale | Jul 13, 2018 · Amount on File |
| Deed Document Number | 202615532 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KALAMAZOO MI |
| Recording Date | May 18, 2026 |
| Property Address | 9239 COTTAGE GATE, RICHLAND, MI 49083-9680 |
| Document Number | 2026015532 |
| Instrument Date | May 11, 2026 |
| Instrument | 202615532 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2026 |
| Title Company | DEVON, DEVON TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $312,696.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4374 E TU AVE, VICKSBURG, MI 49097-8440 |
| Document Number | 0000015533, |
|---|---|
| Date | May 18, 2026 |
| Instrument | 202615533 |
| Name | LAKE MICHIGAN CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KALAMAZOO MI |
| Recording Date | May 18, 2026 |
| Property Address | 9239 COTTAGE GATE, RICHLAND, MI 49083-9680 |
| Document Number | 0000015532 |
| Instrument Date | May 11, 2026 |
| Instrument | 202615532 |
| Transaction Type | Transfer |
| Record Updated | Jun 17, 2026 |
| Title Company | EVONS TITLE, DEVON TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $312,696.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4374 E TU AVE, VICKSBURG, MI 49097-8440 |
| Document Number | 0000015533, |
|---|---|
| Date | May 18, 2026 |
| Instrument | 202615533 |
| Name | LAKE MICHIGAN CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.46% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KALAMAZOO MI |
| Recording Date | Jul 13, 2018 |
| Property Address | 9239 COTTAGE GATE, RICHLAND, MI 49083-9680 |
| Document Number | 2018022548 |
| Instrument Date | Jun 28, 2018 |
| Instrument | 2018-022548 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2025 |
| Title Company | CHICAGO TITLE MERIDIAN, CHICAGO TITLE OF MICHIGAN IN |
| Amount | Amount on Record |
|---|---|
| Tax | $2,554.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5701 GULL RD, KALAMAZOO, MI 49048 |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 4929 LAKEFRONT DR, DELTON, MI 49046-9311 |
The 2025 property tax bill for 9239 Cottage Gate was $5,052, up 5.3% from the year before.
Source: Kalamazoo County assessment roll, as of September 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Kalamazoo County |
| County Subdivision | Richland Township |
| Unified School District | Gull Lake Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $181,800 (+7.45%) | $363,600 (+7.45%) | |
| 2025 | $5,052.00 (+5.27%) Homeowner's exemption | $169,200 | $338,400 |
| 2024 | $4,799.00 | ||
| 2023 | $141,700 | $283,400 | |
| 2019 | $3,779.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 9239 Cottage Gate in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9239 Cottage Gate is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
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