9235 White Oak Ave, Munster, IN 46321 Property Records

Lake County property record for 9235 White Oak Ave, Munster, IN 46321

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,836 sqft · built 1964
Lot Size	0.216 acres (9,450 sqft)
Owner	Individual Name on File
Last Sale	$325,000 (Aug 2025)
Tax Bill	$3,629 (2024)
Deeds & Mortgages	Aug 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`007-18-28-0238-0045`

Property Details

APN / Parcel Number

Primary APN	`007-18-28-0238-0045`
Alternative APNs	`45-07-29-154-009.000-027` `182802380045`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,836 sqft Living Area
Basement Area	792 sqft
Family Room	Family Room
Game Room	Game Room

Exterior

Year Built	Built 1964
Effective Year Built	Effective 2005
Construction Type	Wood
Roof Material	Asphalt
Lot Area	9,450 sqft (0.216 acres)
Lot Dimensions	150 ft deep x 63 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	007-18-28-0238-0045
Old Parcel Number	182802380045
Street Address	9235 WHITE OAK AVE
City	MUNSTER
State	IN
Zip	46321-3347
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FAIRMEADOW 2ND ADD. LOT 45
Legal Subdivision	FAIRMEADOW ADD 02
Legal Lot Number	45
Jurisdiction	LAKE IN
Township / Civil Division	NORTH
Census Block Group	1
Census Block	1013
Census Tract	40403

Owner

9235 White Oak Ave is owned and occupied by an individual who bought it in August 2025.

Source: Lake County records, as of March 18, 2026

Owner of Record	Individual Name on File
Mailing Address	9235 WHITE OAK AVE, MUNSTER, IN 46321-3347
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 12, 2025 · Amount on File
Deed Sale	Aug 12, 2025 · Amount on File
Deed Document Number	2025-530172
Record Updated	Jun 8, 2026

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Aug 12, 2025
Property Address	9235 WHITE OAK AVE, MUNSTER, IN 46321-3347
Document Number	0000030172
Map Reference	MB 36 PG 45
Instrument Date	Aug 8, 2025
Instrument	2025-530172
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE COMPANY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9235 WHITE OAK AVE, MUNSTER, IN 46321-3347

Mortgage

Document Number	0000030173
Date	Aug 12, 2025
Instrument	2025-530173

Lender

Name	CME LENDING GROUP LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	301 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	North Township
Municipality	Munster Town
Unified School District	Munster School Town (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$329,800 (+3.65%) Land $52,900 Building $276,900	$329,800 (+3.65%) Land $52,900 Building $276,900
2024	$3,629.00	$318,200 (+14.79%) Land $52,900 Building $265,300	$318,200 (+14.79%) Land $52,900 Building $265,300
2023		$277,200 (+6.13%) Land $54,200 Building $223,000	$277,200 (+6.13%) Land $54,200 Building $223,000
2022	$5,040.00 Homeowner's exemption	$261,200 Land $54,200 Building $207,000	$261,200 Land $54,200 Building $207,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9235 White Oak Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2009–2010)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 9235 White Oak Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MUNSTER WATER COMPANY serves 23,894 people · EPA ID IN5245031
Water Source	Purchased surface water from HAMMOND WATER WORKS DEPARTMENT
Last State Inspection	Mar 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 482 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20