Highlands County property record for 9233 Saddle Path, Sebring, FL 33875 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,618 sqft · built 2016 |
| Lot Size | 2.32 acres (101,137 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $15,000 (Mar 2015) |
| Tax Bill | $2,146 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit Dec 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C225802000D00260 |
| Primary APN | C225802000D00260 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,618 sqft Living Area |
| Gross Area | 3,314 sqft |
| 1st Floor Area | 2,618 sqft |
| Flooring | Laminate Plank |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 101,137 sqft (2.32 acres) |
| Lot Dimensions | 305 ft deep x 332 ft wide |
| Garage Type | Attached |
| Garage Area | 696 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 490 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 9233 SADDLE PATH |
|---|---|
| City | SEBRING |
| State | FL |
| Zip | 33875-5956 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SILVER FOX RANCH PB 10-PG 41 LOT 26 BLK D |
| Legal Range | 28E |
| Legal Township | 35S |
| Legal Section | 22 |
| Legal Subdivision | SILVER FOX RANCH |
| Legal Block | D |
| Legal Lot Number | 26 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | SEBRING |
| Census Block Group | 4 |
| Census Block | 4013 |
| Census Tract | 961301 |
Source: Highlands County records · APN C225802000D00260
Assessment roll updated December 10, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9233 SADDLE PATH, SEBRING, FL 33875-5956 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 06, 2026 | Deed of Trust, Mortgage · Line of Credit SEACOAST NATIONAL BANK |
| Dec 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HEARTLAND NATIONAL BANK |
| Jan 24, 2017 | Loan Modification, Mortgage HEARTLAND NAT'L BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 02, 2015 · Amount on Record |
| Deed Sale | Mar 02, 2015 · Amount on Record |
| Deed Document Number | 20151764347 |
| Deed Book / Page | 2465 / 1691 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Aug 06, 2026 |
| Property Address | 9233 SADDLE PATH, SEBRING, FL 33875-5956 |
| Document Number | 0002324837 |
| Book / Page | 3209 / 1736 |
| Instrument Date | Jul 28, 2026 |
| Instrument | 20262324837 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 9233 SADDLE PATH, SEBRING, FL 33875-5956 |
| Document Number | 0002324837, |
|---|---|
| Date | Aug 06, 2026 |
| Book Page | 3209/1736 |
| Instrument | 20262324837 |
| Name | SEACOAST NATIONAL BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.43% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 9233 SADDLE PATH, SEBRING, FL 33875-5956 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | HEARTLAND TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Address | 9233 SADDLE PATH, SEBRING, FL 33875-5956 |
| Document Number | 0002010368 |
|---|---|
| Date | Dec 10, 2020 |
| Book Page | 2789/519 |
| Instrument | 2010368 |
| Name | HEARTLAND NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | SEBRING, FL 33870 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2051 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 9233 SADDLE PATH, SEBRING, FL 33875-5956 |
| Document Number | 0001840299 |
| Book / Page | 002563 / 000988 |
| Instrument Date | Jan 24, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 15, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 9233 SADDLE PATH SEBRING FL 338755956, SEBRING, FL 33875-5956 |
| Document Number | 0001840299 |
|---|---|
| Date | Jan 26, 2017 |
| Book Page | 002563/000988 |
| Instrument | 1840299 |
| Name | HEARTLAND NAT'L BK |
|---|---|
| Type | Bank |
| Address | SEBRING, FL 33870 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jan 25, 2047 |
| Rate | 4.5% |
|---|
Source: Highlands County records · Assessment roll updated December 10, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,146.00 (+3.02%) Homeowner's exemption | $166,622 (+5.99%) | $371,457 (+9.03%) Land $44,080 Building $327,377 |
| 2024 | $2,083.00 (+3.22%) | ||
| 2023 | $2,018.00 (+2.02%) Homeowner's exemption | $157,210 (+3%) | $340,679 (+15.29%) Land $29,000 Building $311,679 |
| 2022 | $1,978.00 Homeowner's exemption | $152,631 | $295,497 Land $16,240 Building $279,257 |
Source: FEMA National Flood Hazard Layer, Highlands County (12055C), updated November 17, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120559613014, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 17 individual NFIP policies nearby |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 17 in force 14 of 17 on primary residences |
| Wildfire Risk | High above 77% of the US · above 64% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 193 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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