9232 Thayer Rd, Charlotte, NC 28214 Property Records

Mecklenburg County property record for 9232 Thayer Rd, Charlotte, NC 28214

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,600 sqft · built 1969
Lot Size0.386 acres (16,818 sqft)
OwnerIndividual Name on Record
Last Sale$212,500 (Jul 2020)
Tax Bill$1,779 (2023)
Deeds & MortgagesMay 2022 Line of Credit
Jul 2020 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN053-156-02

Property Details

APN / Parcel Number

Primary APN053-156-02

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,600 sqft Heated Area
Gross Area1,680 sqft
1st Floor Area1,050 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1969
Architectural StyleSplit Level
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area16,818 sqft (0.386 acres)
PorchPorch
Porch Area80 sqft
Patio Area16 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number053-156-02
Street Address9232 THAYER RD
CityCHARLOTTE
StateNC
Zip28214-9023
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3
Legal DescriptionL10 BG M13-91
Legal SubdivisionWESTMORELAND SEC 05
Legal BlockG
Legal Lot Number10
JurisdictionMECKLENBURG NC
Township / Civil Division2, BERRYHILL
Census Block Group1
Census Block1011
Census Tract5919

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address9232 THAYER RD, CHARLOTTE, NC 28214-9023
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 18, 2022Deed of Trust, Mortgage · Line of Credit
CHARLOTTE METRO FCU
Jul 31, 2020Warranty Deed, Transfer · Conventional Mortgage
CERTAINTY HOME LOANS LLC
Jan 30, 2019Warranty Deed, Transfer · Conventional Mortgage
ATLANTIC BAY MORTGAGE GROUP LLC
Sep 24, 2018Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 31, 2020 · Amount on Record
Deed SaleJul 31, 2020 · Amount on Record
Prior SaleJan 30, 2019 · Amount on Record
Deed Document Number0034878403
Deed Book / Page34878 / 403
Record UpdatedJun 7, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address9232 THAYER RD, CHARLOTTE, NC 28214-9023
Transaction TypeMortgage
Record UpdatedMay 22, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000075690
DateMay 18, 2022
Book Page37349/169
Instrument2022075690
Lender
NameCHARLOTTE METRO FCU
TypeCredit Union
AddressCHARLOTTE, NC 28204
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMay 17, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateJul 31, 2020
Property Address9232 THAYER RD, CHARLOTTE, NC 28214-9023
Document Number0000118563
Book / Page34878 / 403
Map ReferenceMB 13 PG 91
Instrument DateJul 28, 2020
Instrument2020118563
Transaction TypeTransfer
Record UpdatedJun 15, 2021
Title CompanyFIRST AMERICAN MORTGAGE SLN

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$425.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address208 VISTA CREEK PL, 208, CARY, NC 27511-6734

Transferred To (Grantee/Buyer)

NameVerified Name
Address9232 THAYER RD, CHARLOTTE, NC 28214-9023

Mortgage

Document Number0000118564
DateJul 31, 2020
Instrument2020118564
Lender
NameCERTAINTY HOME LOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2050

January 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateJan 30, 2019
Property Address9232 THAYER RD, CHARLOTTE, NC 28214-9023
Document Number0000010835
Book / Page33255 / 708
Map ReferenceMB 13 PG 91
Instrument DateJan 28, 2019
Instrument2019010835
Transaction TypeTransfer
Record UpdatedJun 15, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$350.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8002 SANDOWNE LN, 8002, HUNTERSVILLE, NC 28078-5793

Transferred To (Grantee/Buyer)

NameVerified Name
Address9232 THAYER RD, CHARLOTTE, NC 28214-9023

Mortgage

Document Number0000010836
DateJan 30, 2019
Instrument2019010836
Lender
NameATLANTIC BAY MORTGAGE GROUP LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2049

September 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMECKLENBURG NC
Recording DateSep 24, 2018
Property Address9232 THAYER RD, CHARLOTTE, NC 28214-9023
Document Number0000120665
Book / Page032995 / 000622
Instrument DateSep 19, 2018
Instrument120665
Transaction TypeTransfer
Record UpdatedOct 15, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$250.00
Additional
  • Notice of Default
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address8002 SANDOWNE LN HUNTERSVILLE NC 280785793, HUNTERSVILLE, NC 28078-5793

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies12 in force
Nearby Flood Claims3 (2018–2024)
Claims Outside the SFHA3 of 3
Most Recent ClaimSep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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