9232 Mill Way, Florence, KY 41042 Property Records

Boone County property record for 9232 Mill Way, Florence, KY 41042

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,140 sqft · built 2004
Lot Size	0.236 acres (10,306 sqft)
Owner	Individual Name on File
Last Sale	$113,000 (Nov 2019)
Tax Bill	$2,578 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Nov 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`062.00-36-051.00`

Property Details

APN / Parcel Number

Primary APN	`062.00-36-051.00`
Alternative APN	`20526`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,140 sqft Finished Area
Basement Area	1,212 sqft
Finished Basement	909 sqft
Unfinished Basement	303 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,306 sqft (0.236 acres)
Lot Width	48 ft Width
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	32 sqft
Patio Area	154 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	9232 MILL WAY
City	FLORENCE
State	KY
Zip	41042-8338
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 51 SEC 2 SAVANNAH LAKES AT PLANTATION POINTE
Legal Subdivision	SAVANNAH LAKES AT PLANTATION POINTE
Legal Lot Number	51
Jurisdiction	BOONE KY
Township / Civil Division	FLORENCE
Census Block Group	1
Census Block	1001
Census Tract	70316

Owner

9232 Mill Way is owned and occupied by an individual who bought it in November 2019.

Source: Boone County records, as of November 24, 2025

Owner of Record	Individual Name on File
Mailing Address	9232 MILL WAY, FLORENCE, KY 41042-8338
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2022	Deed of Trust, Mortgage · Line of Credit HERITAGE SOUTHEAST BANK
Nov 7, 2019	Quit Claim Deed, Transfer · Conventional Mortgage GUARDIAN SAVINGS BANK FSB
Jun 29, 2018	Warranty Deed, Transfer · Conventional Mortgage GUARDIAN SAVINGS BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 7, 2019 · Amount on File
Deed Sale	Nov 7, 2019 · Amount on File
Prior Sale	Jun 29, 2018 · Amount on File
Deed Document Number	2019787988
Deed Book / Page	1135 / 919
Prior Transfer Date	Oct 29, 2019
Prior Transfer Doc	D1135/919
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE KY
Property Address	9232 MILL WAY, FLORENCE, KY 41042-8338
Transaction Type	Mortgage
Record Updated	Aug 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9232 MILL WAY, FLORENCE, KY 41042-8338

Mortgage

Document Number	0M4623/171
Date	Aug 15, 2022
Book Page	M4623/171
Instrument	882861

Lender

Name	HERITAGE SOUTHEAST BANK
Type	Bank
Address	UNION, KY 41091

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	118 Months
Due	Jun 25, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BOONE KY
Recording Date	Nov 7, 2019
Property Address	9232 MILL WAY, FLORENCE, KY 41042-8338
Document Number	D1135/919
Book / Page	D1135 / 919
Map Reference	CAB 4 SL 68
Instrument Date	Oct 29, 2019
Instrument	787988
Transaction Type	Transfer
Record Updated	Jul 6, 2021
Title Company	PROMINENT TITLE AGENCY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9232 MILL WAY, FLORENCE, KY 41042-8338

Mortgage

Document Number	787989
Date	Nov 7, 2019
Instrument	787989

Lender

Name	GUARDIAN SAVINGS BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2049

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE KY
Recording Date	Jun 29, 2018
Property Address	9232 MILL WAY, FLORENCE, KY 41042-8338
Document Number	D1110/799
Book / Page	D1110 / 799
Map Reference	CAB 4 SL 68
Instrument Date	Jun 25, 2018
Instrument	754280
Transaction Type	Transfer
Record Updated	Jul 6, 2021
Title Company	PROMINENT TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9232 MILL WAY, 9232, FLORENCE, KY 41042-8338

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	9232 MILL WAY, FLORENCE, KY 41042-8338
Investor	Possibly a Property Investor

Mortgage

Document Number	754281
Date	Jun 29, 2018
Instrument	754281

Lender

Name	GUARDIAN SAVINGS BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 9232 Mill Way was $2,578.

Source: Boone County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Boone County
Municipality	Florence City
Unified School District	Boone County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,578.00	$271,400 Land $35,000 Building $236,400
2024			$271,400 (-) Land $35,000 Building $236,400
2023	$2,634.00 (+5.7%)	$271,400 (+3.19%) Land $35,000 Building $236,400	$271,400 (+3.19%) Land $35,000 Building $236,400
2022	$2,492.00	$263,000 Land $38,000 Building $225,000	$263,000 Land $38,000 Building $225,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9232 Mill Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 21, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 9232 Mill Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLORENCE WATER & SEWER serves 29,351 people · EPA ID KY0080135
Water Source	Purchased surface water from BOONE-FLORENCE WATER COMMISSION
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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