9232 Grace St, Highland, IN 46322 Property Records

Lake County property record for 9232 Grace St, Highland, IN 46322

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,740 sqft · built 1959
Lot Size0.179 acres (7,800 sqft)
OwnerIndividual Name on File
Tax Bill$2,551 (2024)
Deeds & MortgagesMay 2021 Mortgage
Nov 2018 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN007-16-27-0285-0038

Property Details

APN / Parcel Number

Primary APN007-16-27-0285-0038
Alternative APNs
  • 45-07-27-157-023.000-026
  • 162702850038

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms6 Rooms
Stories2 Stories
Building Area1,740 sqft Living Area

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 2000
Construction TypeWood
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area7,800 sqft (0.179 acres)
Lot Dimensions130 ft deep x 60 ft wide
Garage TypeDetached
Garage Area552 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number007-16-27-0285-0038
Old Parcel Number162702850038
Street Address9232 GRACE ST
CityHIGHLAND
StateIN
Zip46322-2827
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSOUTHTOWN ESTATES 2ND ADD. L.93
Legal SubdivisionSOUTHTOWN ESTATES 2ND ADD
Legal Lot Number93
JurisdictionLAKE IN
Township / Civil DivisionNORTH
Census Block Group4
Census Block4008
Census Tract40802

Owner

9232 Grace St is owned and occupied by an individual who acquired it in November 2018.

Source: Lake County records, as of March 18, 2026

Owner of RecordIndividual Name on File
Mailing Address9232 GRACE ST, HIGHLAND, IN 46322-2827
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 21, 2021Deed of Trust, Mortgage · Conventional Mortgage
HORIZON BANK
Nov 14, 2018Warranty Deed, Transfer · Conventional Mortgage
HORIZON BANK
Nov 14, 2018Affidavit of Death, Transfer
CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 14, 2018
Deed SaleNov 14, 2018
Prior SaleFeb 24, 2012
Deed Document Number2018 078415
Record UpdatedJun 8, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IN
Property Address9232 GRACE ST, HIGHLAND, IN 46322-2827
Transaction TypeMortgage
Record UpdatedJun 4, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000009789
DateMay 21, 2021
Instrument2021-509789
Lender
NameHORIZON BANK
TypeBank
AddressMICHIGAN CITY, IN 46360
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term241 Months
DueJun 1, 2041

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE IN
Recording DateNov 14, 2018
Property Address9232 GRACE ST, HIGHLAND, IN 46322-2827
Document Number0000078415
Map ReferenceMB32 PG59
Instrument DateNov 12, 2018
Instrument2018 078415
Transaction TypeTransfer
Record UpdatedDec 30, 2021
Title CompanyCHICAGO TITLE INSURANCE CO

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address9232 GRACE ST, HIGHLAND, IN 46322-2827

Mortgage

Document Number0000078416
DateNov 14, 2018
Instrument2018 078416
Lender
NameHORIZON BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2048

November 2018: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionLAKE IN
Recording DateNov 14, 2018
Property Address9232 GRACE ST, HIGHLAND, IN 46322-2827
Document Number0000078414
Instrument DateNov 12, 2018
Instrument78414
Transaction TypeTransfer
Record UpdatedDec 3, 2018
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address9232 GRACE ST HIGHLAND IN 463222827, HIGHLAND, IN 46322-2827

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyLake County
County SubdivisionNorth Township
MunicipalityHighland Town
Unified School DistrictHighland School Town (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$267,000 Land $41,600 Building $225,400$267,000 Land $41,600 Building $225,400
2024$2,551.00
2023$231,400 (+9.41%) Land $41,600 Building $189,800$231,400 (+9.41%) Land $41,600 Building $189,800
2022$2,115.00 Homeowner's exemption$211,500 Land $41,600 Building $169,900$211,500 Land $41,600 Building $169,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9232 Grace St in Zone X, an area of minimal flood risk, though there have been 58 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims58 (1979–2010)
Claims Outside the SFHA7 of 58
Most Recent ClaimOct 2010 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, Sep 2008 · 22 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 9232 Grace St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHIGHLAND WATER WORKS
serves 23,984 people · EPA ID IN5245021
Water SourcePurchased surface water from HAMMOND WATER WORKS DEPARTMENT
Last State InspectionJan 2024
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 542 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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