St. Clair County property record for 9232 Folkert Rd, Clay, MI 48001
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,136 sqft · built 1998 |
| Lot Size | 1.12 acres (48,787 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $176,000 (Jul 2018) |
| Tax Bill | $4,034 (2025) |
| Deeds & Mortgages | Mar 2023 Second Mortgage Dec 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-14-054-0005-250 |
| Primary APN | 74-14-054-0005-250 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,136 sqft Living Area |
| 1st Floor Area | 2,136 sqft |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Lot Area | 48,787 sqft (1.12 acres) |
| Lot Dimensions | 289 ft deep x 151 ft wide |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 9232 FOLKERT RD |
|---|---|
| City | CLAY |
| State | MI |
| Zip | 48001-4742 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-1 |
| Legal Description | BEG N 16D 2M 57S E 2822.23' FROM INT/SEC OF CENTERLINE OF TAFT RD & FOLKERT RD, TH N 16D 2M 57S E 151', TH N 74D 1M 3S W |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | CLAY |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 646000 |
Source: St. Clair County records, as of September 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 9232 FOLKERT RD, CLAY, MI 48001-4742 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 9, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage MICHIGAN SCHOOLS & GOVERNMENT CU |
| Dec 12, 2019 | Deed of Trust, Mortgage · FHA Mortgage NATIONS LNDG |
| Jul 12, 2018 | Warranty Deed, Transfer · Conventional with PMI NATIONS LNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 12, 2018 · Amount on Record |
| Deed Sale | Jul 12, 2018 · Amount on Record |
| Deed Document Number | 201815722 |
| Deed Book / Page | 4966 / 298 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 9232 FOLKERT RD, CLAY, MI 48001-4742 |
| Transaction Type | Mortgage |
| Record Updated | Apr 6, 2023 |
| Name | Verified Name |
|---|---|
| Address | 9232 FOLKERT RD, CLAY, MI 48001-4742 |
| Document Number | 0005603790 |
|---|---|
| Date | Mar 9, 2023 |
| Book Page | 5603/790 |
| Instrument | 2023003843 |
| Name | MICHIGAN SCHOOLS & GOVERNMENT CU |
|---|---|
| Type | Credit Union |
| Address | TROY, MI 48098 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Feb 15, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 9232 FOLKERT RD, CLAY, MI 48001-4742 |
| Document Number | 0051420183 |
| Instrument Date | Dec 12, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 29, 2020 |
| Title Company | TIMIOS INC |
| Name | Verified Name |
|---|---|
| Address | 9232 FOLKERT RD CLAY MI 480014742, CLAY, MI 48001-4742 |
| Document Number | 0051420183 |
|---|---|
| Date | Jan 15, 2020 |
| Book Page | 005142/000183 |
| Name | NATIONS LNDG |
|---|---|
| Address | INDEPENDENCE, OH 44131 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 14, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Jul 12, 2018 |
| Property Address | 9232 FOLKERT RD, CLAY, MI 48001-4742 |
| Document Number | 0049660298 |
| Book / Page | 004966 / 000298 |
| Instrument Date | May 31, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jul 26, 2018 |
| Title Company | ASK SERVICES INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,513.60 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9232 FOLKERT RD CLAY MI 480014742, CLAY, MI 48001-4742 |
| Document Number | 49660299 |
|---|---|
| Date | Jul 12, 2018 |
| Book Page | 004966/000299 |
| Name | NATIONS LNDG |
|---|---|
| Address | INDEPENDENCE, OH 44131 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 11, 2048 |
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Clay Township |
| Unified School District | Algonac Community School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $120,000 (+1.44%) | $240,000 (+1.44%) | |
| 2025 | $4,034.00 (+2.96%) Homeowner's exemption | $118,300 (+2.34%) | |
| 2024 | $3,918.00 (+8.71%) | $236,600 (+2.34%) | |
| 2023 | $115,600 | ||
| 2022 | $3,604.00 | $231,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 32 policies |
| Nearby Flood Policies | 32 in force |
| Nearby Flood Claims | 4 (1984–2020) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | May 2020 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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