9231 Orchard St, Duluth, MN 55810 Property Records

St. Louis County property record for 9231 Orchard St, Duluth, MN 55810

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.75 ba · 736 sqft · built 1908
Lot Size	0.163 acres (7,105 sqft)
Owner	Individual Name on Record
Last Sale	$62,500 (Jul 2002)
Tax Bill	$2,326 (2026)
Deeds & Mortgages	Oct 2026 Transfer Jan 2026 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-3480-01990`

Property Details

APN / Parcel Number

Primary APN	`010-3480-01990`
Alternative APN	`908840`

Interior

Bedrooms	2 Beds
Full Baths	1.75 Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	736 sqft Gross Area
1st Floor Area	736 sqft
Basement Area	717 sqft
Finished Basement	717 sqft

Exterior

Year Built	Built 1908
Effective Year Built	Effective 1985
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Lot Area	7,105 sqft (0.163 acres)
Garage Area	576 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Deck Area	90 sqft
Storage Building	192 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	908840
Street Address	9231 ORCHARD ST
City	DULUTH
State	MN
Zip	55810-1536
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 0020 BLOCK:008 SERIAL #
Legal Subdivision	REARRANGEMENT NORTONS BAY VIEW OUT LOTS
Legal Block	8
Legal Lot Number	20
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1001
Census Tract	2900

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9231 ORCHARD ST, DULUTH, MN 55810-1536
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
Jan 7, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage AFFINITY PLUS FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 29, 2002 · Amount on Record
Deed Sale	Jul 29, 2002 · Amount on Record
Deed Document Number	2002863488
Last Transfer Date	Sep 26, 2005
Transfer Doc	0000998951
Record Updated	Oct 29, 2026

October 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	ST LOUIS MN
Recording Date	Oct 9, 2026
Property Address	9231 ORCHARD ST, DULUTH, MN 55810-1536
Document Number	0001542025
Instrument Date	Oct 8, 2026
Instrument	20261542025
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9231 ORCHARD ST, DULUTH, MN 55810-1536

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	9231 ORCHARD ST, DULUTH, MN 55810-1536
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9231 ORCHARD ST, DULUTH, MN 55810-1536

Mortgage

Document Number	0001525663
Date	Jan 7, 2026
Instrument	1525663

Lender

Name	AFFINITY PLUS FCU
Type	Credit Union
Address	SAINT PAUL, MN 55107

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Dec 20, 2040

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Proctor Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,326.00 (+10.24%) Homeowner's exemption
2025	$2,110.00 (-9.52%) Homeowner's exemption	$224,400 (+21.17%) Land $16,800 Building $207,600	$224,400 (+21.17%) Land $16,800 Building $207,600
2024	$2,332.00	$185,200 (+6.31%) Land $13,000 Building $172,200	$185,200 (+6.31%) Land $13,000 Building $172,200
2022		$174,200 Land $19,400 Building $154,800	$174,200 Land $19,400 Building $154,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Airfiber, AT&T, Mediacom Xtream.

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