9231 Fern Ln, Des Plaines, IL 60016 Property Records

Cook County property record for 9231 Fern Ln, Des Plaines, IL 60016

Property Summary

Property Type	Townhouse
Details	3 bd · 1.5 ba · 1,777 sqft · built 1963
Lot Size	0.071 acres (3,069 sqft)
Owner	Individual Name on File
Last Sale	$278,000 (Oct 2017)
Tax Bill	$7,232 (2023)
Deeds & Mortgages	Sep 2020 Mortgage Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-15-217-008`

Property Details

APN / Parcel Number

Primary APN	`09-15-217-008`
Alternative APN	`09-15-217-008-0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,777 sqft Living Area

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1964
Architectural Style	Modern
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Material	Asphalt
Lot Area	3,069 sqft (0.071 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	9231 FERN LN
City	DES PLAINES
State	IL
Zip	60016-4212
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	(TWIN)(OAKS)(1ST) ADD SUB OF SW NE SEC 15-41-12
Legal Range	12E
Legal Township	41N
Legal Section	15
Legal Subdivision	TWIN OAKS 1ST
Legal Lot Number	155
Jurisdiction	COOK IL
Township / Civil Division	MAINE
Census Block Group	3
Census Block	3007
Census Tract	806006

Owner

9231 Fern Ln, a townhouse, is owned and occupied by an individual who bought it in October 2017.

Source: Cook County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	9231 FERN LN, DES PLAINES, IL 60016-4212
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOMETRUST MTG
Oct 17, 2017	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 17, 2017 · Amount on File
Deed Sale	Oct 17, 2017 · Amount on File
Prior Sale	Nov 16, 2016 · Amount on File
Deed Document Number	201717003
Prior Transfer Date	Mar 31, 2004
Prior Transfer Doc	0000042303
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	9231 FERN LN, DES PLAINES, IL 60016-4212
Document Number	2031625347
Instrument Date	Sep 8, 2020
Transaction Type	Mortgage
Record Updated	Nov 24, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9231 FERN LN DES PLAINES IL 600164212, DES PLAINES, IL 60016-4212

Mortgage

Document Number	2031625347
Date	Nov 11, 2020
Instrument	31625347

Lender

Name	HOMETRUST MTG
Type	Mortgage Company
Address	SCHAUMBURG, IL 60173

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Nov 10, 2040

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Oct 17, 2017
Property Address	9231 FERN LN, DES PLAINES, IL 60016-4212
Document Number	1729017003
Instrument Date	Sep 25, 2017
Instrument	29017003
Transaction Type	Transfer
Record Updated	Oct 30, 2017
Title Company	UNITED SHORE FINANCIAL SERVICES LLC, UNITED SHORE FIN'L SVCS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$278.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9231 FERN LN DES PLAINES IL 600164212, DES PLAINES, IL 60016-4212

Mortgage

Document Number	1729017004
Date	Oct 17, 2017
Instrument	29017004

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 16, 2047

Interest

Rate	4%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Maine Township
Elementary School District	East Maine School District 63 (PK - 08)
Secondary School District	Maine Township High School District 207 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$34,000 Land $5,524 Building $28,476	$340,000 Land $55,240 Building $284,760
2023	$7,232.00 (+5.58%)
2022	$6,850.00 Homeowner's exemption	$29,999 Land $4,999 Building $25,000	$299,990 Land $49,990 Building $250,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 9231 Fern Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 9231 Fern Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA ILLINOIS-NORTH MAINE UTILITIES private · serves 30,043 people · EPA ID IL0315350
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,068 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Astound Broadband, AT&T, T-Mobile, Verizon.

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