9231 Charterhouse Rd, Frederick, MD 21704 Property Records

Frederick County property record for 9231 Charterhouse Rd, Frederick, MD 21704

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,410 sqft · built 2004
Lot Size	0.225 acres (9,792 sqft)
Owner	2 Individual Names on Record
Last Sale	$517,500 (Nov 2004)
Tax Bill	$9,852 (2025)
Deeds & Mortgages	Feb 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-237839`

Property Details

APN / Parcel Number

Primary APN	`07-237839`
Alternative APN	`237839`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,410 sqft Living Area
Gross Area	3,890 sqft
1st Floor Area	1,914 sqft
Basement Area	360 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	9,792 sqft (0.225 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Deck Area	330 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	237839
Street Address	9231 CHARTERHOUSE RD
City	FREDERICK
State	MD
Zip	21704-7336
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 14003 SECT. M-14 9,792 SQ. FT. VILLAGES OF URBANA
Legal Subdivision	URBANA VLGS SEC M-14
Legal Lot Number	14003
Jurisdiction	FREDERICK MD
Township / Civil Division	7, URBANA
Census Block Group	2
Census Block	2000
Census Tract	752202

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9231 CHARTERHOUSE RD, FREDERICK, MD 21704-7336
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 18, 2004 · Amount on Record
Deed Sale	Nov 18, 2004 · Amount on Record
Prior Sale	Jul 9, 2004 · Amount on Record
Deed Document Number	200449413
Deed Book / Page	4971 / 675
Last Transfer Date	Oct 6, 2021
Transfer Doc	0157110184
Record Updated	Oct 29, 2026

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FREDERICK MD
Recording Date	Feb 8, 2022
Property Address	9231 CHARTERHOUSE RD, FREDERICK, MD 21704-7336
Document Number	0157110184
Book / Page	15711 / 184
Map Reference	MB 75 PG 1
Instrument Date	Oct 6, 2021
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	9231 CHARTERHOUSE RD, FREDERICK, MD 21704-7336

Mortgage

Document Number	0015711190
Date	Feb 8, 2022
Instrument	15711/190

Lender

Name	MILLENNIAL HOME LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	177 Months
Due	Nov 1, 2036

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$779,267 (+7.3%)	$832,300 (-) Land $278,100 Building $554,200
2025	$9,852.00 (+2.94%) Homeowner's exemption	$726,233 (+15.35%)	$832,300 (+23.63%) Land $278,100 Building $554,200
2024	$9,571.00 (+7.02%)
2023	$8,943.00 Homeowner's exemption	$629,600	$673,200 Land $202,300 Building $470,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	3 ppb (2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 709 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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