Howard County property record for 9230 Curtis Dr, Columbia, MD 21045
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,672 sqft · built 1993 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $529,000 (Nov 2017) |
| Tax Bill | $9,858 (2026) |
| Deeds & Mortgages | Jul 2020 Mortgage Nov 2017 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-537774 |
| Primary APN | 06-537774 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,672 sqft Total Area |
| Basement Area | 918 sqft |
| Finished Basement | 918 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 9,583 sqft (0.22 acres) |
| Garage Type | Attached |
| Garage Area | 243 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 512 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 537774 |
|---|---|
| Street Address | 9230 CURTIS DR |
| City | COLUMBIA |
| State | MD |
| Zip | 21045-5279 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R12 |
| Legal Description | LOT 6 .220 A 9230 CURTIS DR OAK TREE |
| Legal Subdivision | OAK TREE SEC 01 |
| Legal Lot Number | 6 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 606708 |
Source: Howard County records, as of September 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 9230 CURTIS DR, COLUMBIA, MD 21045-5279 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 20, 2020 | Deed of Trust, Mortgage · Conventional with PMI USAA |
| Nov 22, 2017 | Grant Deed, Transfer NAVY FCU |
| Sep 25, 2017 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 22, 2017 · Amount on Record |
| Deed Sale | Nov 22, 2017 · Amount on Record |
| Prior Sale | Jun 27, 2007 · Amount on Record |
| Deed Document Number | 2017934-394 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 9230 CURTIS DR, COLUMBIA, MD 21045-5279 |
| Document Number | 0195870172 |
| Instrument Date | Jul 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2020 |
| Title Company | BOSTON NATIONAL TITLE, BOSTON NAT'L TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 10750 W INTERSTATE 10 SAN ANTONIO TX 782881600, SAN ANTONIO, TX 78288-1600 |
| Document Number | 0195870172 |
|---|---|
| Date | Aug 4, 2020 |
| Book Page | 019587/000172 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 3, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Nov 22, 2017 |
| Property Address | 9230 CURTIS DR, COLUMBIA, MD 21045-5279 |
| Document Number | 0179340394 |
| Book / Page | 017934 / 000394 |
| Instrument Date | Nov 20, 2017 |
| Transaction Type | Transfer |
| Record Updated | Dec 4, 2017 |
| Title Company | LAKESIDE TITLE AND ESCROW AGENCY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $529.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 9230 CURTIS DR COLUMBIA MD 210455279, COLUMBIA, MD 21045-5279 |
| Document Number | 179340401 |
|---|---|
| Date | Nov 22, 2017 |
| Book Page | 017934/000401 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 21, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 9230 CURTIS DR, COLUMBIA, MD 21045-5279 |
| Document Number | 0178890192 |
| Book / Page | 017889 / 000192 |
| Instrument Date | Sep 25, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 6, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 9230 CURTIS DR COLUMBIA MD 210455279, COLUMBIA, MD 21045-5279 |
| Document Number | 0178890192 |
|---|---|
| Date | Oct 27, 2017 |
| Book Page | 017889/000192 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 26, 2037 |
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,858.00 (+2.67%) | $648,567 (+2.44%) | $679,500 (+7.33%) Land $250,600 Building $428,900 |
| 2025 | $9,602.00 (+81%) | $633,100 (+20.55%) Land $220,600 Building $412,500 | $633,100 (-) Land $220,600 Building $412,500 |
| 2023 | $525,167 | $633,100 Land $220,600 Building $412,500 | |
| 2022 | $5,305.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2024 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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