923 Winterhaven Dr, Gambrills, MD 21054 Property Records

Anne Arundel County property record for 923 Winterhaven Dr, Gambrills, MD 21054

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,595 sqft · built 1968
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on File
Last Sale	$358,000 (Jun 2013)
Tax Bill	$4,766 (2025)
Deeds & Mortgages	Jan 2019 Line of Credit Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-295-03721828`

Property Details

APN / Parcel Number

Primary APN	`04-295-03721828`
Alternative APNs	`4-295-03721828` `29503721828`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	2,595 sqft Living Area
Gross Area	2,639 sqft
1st Floor Area	1,677 sqft

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	7,841 sqft (0.18 acres)
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	29503721828
Street Address	923 WINTERHAVEN DR
City	GAMBRILLS
State	MD
Zip	21054-1213
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	LT 51 SC 2 FOUR SEASONS ESTATES
Legal Subdivision	FOUR SEASONS ESTATES
Legal Block	3
Legal Lot Number	51
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	4
Census Block Group	3
Census Block	3002
Census Tract	740800

Owner

923 Winterhaven Dr is owned and occupied by two individuals who bought it in June 2013.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	923 WINTERHAVEN DR, GAMBRILLS, MD 21054-1213
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2019	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU OF MARYLAND INC
Nov 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage PRESIDENTIAL BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 14, 2013 · Amount on File
Deed Sale	Jun 14, 2013 · Amount on File
Prior Sale	Apr 27, 2010
Deed Book / Page	26265 / 417
Transfer Doc	0086600313
Record Updated	Oct 29, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	923 WINTERHAVEN DR, GAMBRILLS, MD 21054-1213
Transaction Type	Mortgage
Record Updated	Oct 24, 2022
Title Company	SECU TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0327800494
Date	Jan 4, 2019
Book Page	32780/494

Lender

Name	STATE EMPLOYEES CU OF MARYLAND INC
Type	Credit Union
Address	LINTHICUM HEIGHTS, MD 21090

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	923 WINTERHAVEN DR, GAMBRILLS, MD 21054-1213
Transaction Type	Mortgage
Record Updated	Oct 24, 2022
Title Company	PASSPORT TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0355940374
Date	Nov 13, 2020
Book Page	35594/374

Lender

Name	PRESIDENTIAL BANK FSB
Type	Bank
Address	BETHESDA, MD 20814

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 923 Winterhaven Dr was $4,766 with a homeowner's exemption, up 2% from the year before.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$469,167 (+6.12%)	$523,300 (+18.37%) Land $283,400 Building $239,900
2025	$4,766.00 (+2.03%) Homeowner's exemption	$442,100 Land $221,500 Building $220,600	$442,100 Land $221,500 Building $220,600
2024	$4,671.00 (+14.94%)
2023	$4,064.00 Homeowner's exemption	$403,167	$442,100 Land $221,500 Building $220,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 923 Winterhaven Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2011–2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 923 Winterhaven Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CROFTON-ODENTON serves 62,986 people · EPA ID MD0020008
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2017–2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 415 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fiber	980 / 880

May also be available: Believe Broadband.

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