923 Willow Oak Loop, Minneola (Clermont), FL 34715 Property Records

Lake County property record for 923 Willow Oak Loop, Minneola, FL 34715 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,104 sqft · built 2006
Lot Size	0.189 acres (8,250 sqft)
Owner	Company Name on File
Last Sale	$130,000 (Nov 2015)
Tax Bill	$59 (2024)
Deeds & Mortgages	Jun 2020 Transfer Mar 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01-22-25-0802-000-16300`

Property Details

APN / Parcel Number

Primary APN	`01-22-25-0802-000-16300`
Alternative APNs	`252201080200016300` `3835816`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,104 sqft Living Area
Gross Area	2,524 sqft
1st Floor Area	2,104 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2024
Exterior Material	Brick
Construction Type	Frame
Roof Material	Asphalt
Lot Area	8,250 sqft (0.189 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Screened/Unfinished Porch
Porch Area	994 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3835816
Street Address	923 WILLOW OAK LOOP
City	MINNEOLA
State	FL
Zip	34715-1013
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIGHLAND OAKS PHASE III PB 53 PG 75-76 LOT 163 ORB 4710 PG 1558 ORB 5487 PG 1381
Legal Range	25E
Legal Township	22S
Legal Section	1
Legal Subdivision	HIGHLAND OAKS PHASE III
Legal Tract	D-E
Legal Block	2
Legal Lot Number	163
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	2
Census Block	2029
Census Tract	31309

Owner

Source: Lake County records · APN 01-22-25-0802-000-16300

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	923 WILLOW OAK LOOP, MINNEOLA, FL 34715-1013
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Mar 20, 2020	Deed of Trust, Mortgage · VA Mortgage NAVY FCU
Oct 05, 2017	Deed of Trust, Mortgage · VA Mortgage NAVY FCU
Apr 07, 2017	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 30, 2015 · Amount on Record
Deed Sale	Nov 30, 2015 · Amount on Record
Prior Sale	Apr 15, 2009 · Amount on Record
Deed Document Number	2015129128
Deed Book / Page	4710 / 1558
Last Transfer Date	Jun 09, 2020
Transfer Doc	0054871381
Record Updated	Jun 08, 2026

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE FL
Recording Date	Jun 16, 2020
Property Address	923 WILLOW OAK LOOP, MINNEOLA, FL 34715-1013
Document Number	0054871381
Book / Page	005487 / 001381
Instrument Date	Jun 09, 2020
Instrument	64641
Transaction Type	Transfer
Record Updated	Jul 27, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	923 WILLOW OAK LOOP MINNEOLA FL 347151013, MINNEOLA, FL 34715-1013
Investor	Possibly a Property Investor

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	923 WILLOW OAK LOOP, MINNEOLA, FL 34715-1013
Document Number	0054451390
Instrument Date	Mar 20, 2020
Transaction Type	Mortgage
Record Updated	Jun 18, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	923 WILLOW OAK LOOP MINNEOLA FL 347151013, MINNEOLA, FL 34715-1013

Mortgage

Document Number	0054451390
Date	Mar 26, 2020
Book Page	005445/001390
Instrument	36633

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 25, 2050

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	923 WILLOW OAK LOOP, MINNEOLA, FL 34715-1013
Document Number	0050161689
Book / Page	005016 / 001689
Instrument Date	Oct 05, 2017
Transaction Type	Mortgage
Record Updated	Nov 21, 2017
Title Company	NAVY FEDERAL TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	923 WILLOW OAK LOOP MINNEOLA FL 347151013, MINNEOLA, FL 34715-1013

Mortgage

Document Number	0050161689
Date	Oct 24, 2017
Book Page	005016/001689
Instrument	112855

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 23, 2047

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	923 WILLOW OAK LOOP, MINNEOLA, FL 34715-1013
Document Number	0049301970
Book / Page	004930 / 001970
Instrument Date	Apr 07, 2017
Transaction Type	Mortgage
Record Updated	Apr 25, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	923 WILLOW OAK LOOP MINNEOLA FL 347151013, MINNEOLA, FL 34715-1013

Mortgage

Document Number	0049301970
Date	Apr 17, 2017
Book Page	004930/001970
Instrument	41276

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Apr 16, 2027

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Minneola City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$216,200 (+2.9%)	$351,787 (-) Land $79,910 Building $271,877
2025		$210,110 (+5.98%) Land $79,910 Building $130,200	$351,787 (+3.79%) Land $79,910 Building $271,877
2024	$59.00
2023	$59.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$198,250 (+3%)	$338,927 (+24.71%) Land $79,910 Building $259,017
2022	$59.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$192,480	$271,775 Land $43,230 Building $228,545

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (12069C), updated September 20, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120690313092, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 30 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	30 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2024, rainfall accumulation, Hurricane Milton

Wildfire

Wildfire Risk	Low above 20% of the US · above 7% of Florida
Wildfire Likelihood	About 1 in 3,704 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 185 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 35
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon, Lumen Technologies, Spectrum, Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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