Madison County property record for 923 Villa Dr, Richmond, KY 40475
| Property Type | Other Improved |
|---|---|
| Details | 4,524 sqft |
| Owner | Company Name on File |
| Last Sale | $1,230,000 (Sep 2014) |
| Tax Bill | $4,667 (2025) |
| Deeds & Mortgages | Mar 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R012-0005-0013 |
| Primary APN | R012-0005-0013 |
|---|---|
| Alternative APNs |
|
| Units | 9 Units |
|---|---|
| Stories | 2 Stories |
| Building Area | 4,524 sqft Total Area |
| Exterior Material | Brick |
|---|---|
| Total Buildings | 2 Buildings |
| Account Number | 40577 |
|---|---|
| Street Address | 923 VILLA DR |
| City | RICHMOND |
| State | KY |
| Zip | 40475-3424 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Legal Description | SOUTHERN HILLS LOT 13 |
| Legal Subdivision | SOUTHERN HI |
| Legal Lot Number | 13 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | RICHMOND |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 10902 |
923 Villa Dr is owned by a company that bought it in September 2014 and is owner-occupied.
Source: Madison County records, as of December 8, 2025
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 510 THREE FORKS RD, RICHMOND, KY 40475-8008 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 29, 2014 · Amount on File |
| Deed Sale | Sep 29, 2014 · Amount on File |
| Deed Document Number | 0000726732 |
| Deed Book / Page | D0614 / 668 |
| Prior Transfer Date | Nov 15, 2006 |
| Prior Transfer Doc | 378960 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 923 VILLA DR, RICHMOND, KY 40475-3424 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | M01923/652 |
|---|---|
| Date | Mar 9, 2020 |
| Book Page | M01923/652 |
| Instrument | 2014008611 |
| Name | KENTUCKY BANK |
|---|---|
| Type | Bank |
| Address | RICHMOND, KY 40475 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Mar 6, 2045 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 923 Villa Dr was $4,667 with an additional exemption.
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Municipality | Richmond City |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,667.00 Additional exemption filed | $495,000 | $495,000 |
| 2023 | $4,583.00 (-0.3%) | $472,500 (-) | $472,500 (-) |
| 2022 | $4,597.00 | $472,500 | $472,500 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 923 Villa Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2026.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2026) |
| Most Recent Claim | Jun 2026 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 923 Villa Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RICHMOND UTILITIES serves 35,640 people · EPA ID KY0760370 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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