923 Vanderbilt Way, Sacramento, CA 95825 Property Records

Sacramento County property record for 923 Vanderbilt Way, Sacramento, CA 95825

Property Summary

Property Type	Planned Unit Development
Details	3 bd · 2.5 ba · 1,730 sqft · built 1974
Lot Size	0.04 acres (1,742 sqft)
Owner	Company Name on Record
Tax Bill	$3,181 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Apr 2021 Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`295-0070-026-0000`

Property Details

APN / Parcel Number

Primary APN	`295-0070-026-0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,730 sqft Living Area
1st Floor Area	814 sqft
2nd Floor Area	916 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	1,742 sqft (0.04 acres)
Garage Area	399 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	923 VANDERBILT WAY
City	SACRAMENTO
State	CA
Zip	95825-6622
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Planned Unit Development
Local Zoning Code	R-1A-R-PUD
Legal Description	CAMPUS COMMONS 03B, LOT 591
Legal Subdivision	CAMPUS COMMONS 03B
Legal Lot Number	591
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2006
Census Tract	5403

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	923 VANDERBILT WAY, SACRAMENTO, CA 95825-6622
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 2, 1998
Deed Sale	Dec 2, 1998
Deed Book / Page	981202 / 675
Last Transfer Date	Dec 5, 2014
Transfer Doc	0000000125
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	923 VANDERBILT WAY, SACRAMENTO, CA 95825-6622
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	923 VANDERBILT WAY, SACRAMENTO, CA 95825-6622

Mortgage

Document Number	0000001900
Date	Apr 9, 2021
Instrument	202104091900

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	923 VANDERBILT WAY, SACRAMENTO, CA 95825-6622
Transaction Type	Mortgage
Record Updated	Apr 21, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	923 VANDERBILT WAY, SACRAMENTO, CA 95825-6622

Mortgage

Document Number	4090000001900
Date	Apr 9, 2021
Book Page	20210409/1900

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Sacramento City
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$260,946 (+2%) Land $65,488 Building $195,458
2025	$3,181.00 (+0.25%) Homeowner's exemption	$255,830 (+4.04%) Land $64,204 Building $191,626
2024	$3,173.00 (+2.62%)
2023	$3,092.00 (+0.68%) Homeowner's exemption	$245,898 Land $61,712 Building $184,186
2022	$3,071.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 75 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	75 in force
Nearby Flood Claims	20 (1986–2023)
Claims Outside the SFHA	6 of 20
Most Recent Claim	Feb 2023 · Severe Winter Storms And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 3 claims Severe Storms & Flooding, Feb 1986 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SACRAMENTO MAIN state or territorial government · serves 527,979 people · EPA ID CA3410020
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
unWired Broadband Fixed Wireless	400 / 50
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Cal.net, GeoLinks, Verizon.

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