923 Tower Ridge Cir, Middletown, NY 10941 Property Records

Orange County and Wallkill Town property record for 923 Tower Ridge Cir, Middletown, NY 10941

Property Summary

Property Type	Apartments (5+ Units)
Details	1 bd · 1 ba · 888 sqft · built 2007
Lot Size	0.01 acres (436 sqft)
Owner	Individual Name on Record
Last Sale	$230,000 (Mar 2024)
Tax Bill	$3,017 (2024)
Deeds & Mortgages	Mar 2024 Sale Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`111-1-1.-97`

Property Details

APN / Parcel Number

Primary APN	`111-1-1.-97`
Alternative APNs	`520011100000010010000097` `335200 111-1-1.-97`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	888 sqft Living Area
1st Floor Area	888 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Aluminum/Vinyl
Lot Area	436 sqft (0.01 acres)
View / Lot	Suburban
Porch	Open Porch
Porch Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	111-1-1.-97
Street Address	923 TOWER RIDGE CIR
City	MIDDLETOWN
State	NY
Zip	10941-2611
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	R1
Legal Subdivision	TOWER RDG GRANDE
Legal Block	1
Legal Lot Number	1.000
Jurisdiction	ORANGE NY
Township / Civil Division	WALLKILL
Census Block Group	2
Census Block	2011
Census Tract	11302

Owner

Source: Orange County and Wallkill Town records, as of April 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	15 KENDAL LN, MIDDLETOWN, NY 10940-2105
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2024	Deed, Transfer
Aug 25, 2020	Deed of Trust, Mortgage HERITAGE FINANCIAL CU
Aug 25, 2020	Loan Modification, Mortgage · Conventional Mortgage HERITAGE FINANCIAL CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 15, 2024 · Amount on Record
Deed Sale	Mar 15, 2024 · Amount on Record
Prior Sale	Feb 17, 2015 · Amount on Record
Deed Document Number	202420240016517
Deed Book / Page	15543 / 524
Record Updated	Oct 29, 2026

March 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	ORANGE NY
Recording Date	Mar 15, 2024
Property Address	923 TOWER RIDGE CIR, MIDDLETOWN, NY 10941-2611
Document Number	0000016517
Book / Page	15543 / 524
Instrument Date	Feb 20, 2024
Instrument	20240016517
Transaction Type	Transfer
Record Updated	Apr 9, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 KENDAL LN, MIDDLETOWN, NY 10940-2105

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NY
Property Address	923 TOWER RIDGE CIR, MIDDLETOWN, NY 10941-2611
Document Number	0000050784
Instrument Date	Aug 25, 2020
Transaction Type	Mortgage
Record Updated	Oct 21, 2020
Title Company	GREENACRE ABSTRACT, GREENACRE ABST

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	923 TOWER RIDGE CIR MIDDLETOWN NY 109412611, MIDDLETOWN, NY 10941-2611

Mortgage

Document Number	0000050784
Date	Sep 25, 2020
Book Page	014810/001574
Instrument	50784

Lender

Name	HERITAGE FINANCIAL CU
Address	25 RYKOWSKI LN, MIDDLETOWN, NY 10941-4019

Agreement

Term	180 Months
Due	Sep 24, 2035

August 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ORANGE NY
Property Address	923 TOWER RIDGE CIR, MIDDLETOWN, NY 10941-2611
Document Number	0000050785
Instrument Date	Aug 25, 2020
Transaction Type	Mortgage
Record Updated	Oct 21, 2020
Title Company	GREENACRE ABSTRACT, GREENACRE ABST

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	923 TOWER RIDGE CIR MIDDLETOWN NY 109412611, MIDDLETOWN, NY 10941-2611

Mortgage

Document Number	0000050785
Date	Sep 25, 2020
Book Page	014810/001589
Instrument	50785

Lender

Name	HERITAGE FINANCIAL CU
Address	25 RYKOWSKI LN, MIDDLETOWN, NY 10941-4019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 24, 2035

Interest

Rate Type	Fixed Rate
Rate	2.12%

Tax Assessment & Valuation

Source: Orange County and Wallkill Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Orange County
County Subdivision	Wallkill Town
Unified School District	Middletown City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$19,900 (-) Land $3,000 Building $16,900	$157,700 (+14.94%)
2024	$3,017.00
2023		$19,900 (-) Land $3,000 Building $16,900	$137,200 (+10.47%) Land $20,683 Building $116,517
2022		$19,900 Land $3,000 Building $16,900	$124,200 Land $18,724 Building $105,476

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALLKILL CONSOLIDATED WD serves 18,450 people · EPA ID NY3503584
Water Source	Groundwater influenced by surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	85 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Alteva of Warwick DSL	10 / 1

May also be available: Frontier, Spectrum, T-Mobile, Verizon.

Nearby Properties on Tower Ridge Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures