923 Thatcher Ave, River Forest, IL 60305 Property Records

Cook County property record for 923 Thatcher Ave, River Forest, IL 60305

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 2,921 sqft · built 1908
Lot Size	0.263 acres (11,450 sqft)
Owner	Individual Name on Record
Last Sale	$400,000 (Apr 2010)
Tax Bill	$21,451 (2023)
Deeds & Mortgages	Sep 2020 Transfer Apr 2020 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`15-02-404-007`

Property Details

APN / Parcel Number

Primary APN	`15-02-404-007`
Alternative APN	`15-02-404-007-0000`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,921 sqft Living Area

Exterior

Year Built	Built 1908
Effective Year Built	Effective 1908
Architectural Style	Old Style
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	11,450 sqft (0.263 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	923 THATCHER AVE
City	RIVER FOREST
State	IL
Zip	60305-1330
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Range	12E
Legal Township	39N
Legal Section	02
Legal Subdivision	CHARLES P OGDENS SUB OF BLK3 IN SNOW &
Legal Block	3
Legal Lot Number	7
Jurisdiction	COOK IL
Township / Civil Division	RIVER FOREST
Census Block Group	3
Census Block	3012
Census Tract	811900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	River Forest Historic District listed 1977 · 620 contributing resources · NRIS 77000483

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	923 THATCHER AVE, RIVER FOREST, IL 60305-1330
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Apr 2, 2020	Deed of Trust, Mortgage · Line of Credit HUNTINGTON NAT'L BK
Mar 12, 2020	Deed of Trust, Mortgage · Line of Credit GUARANTEED RATE
Jan 8, 2020	Deed of Trust, Mortgage · Line of Credit HUNTINGTON NAT'L BK
Nov 12, 2019	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 13, 2010 · Amount on Record
Deed Sale	Apr 13, 2010 · Amount on Record
Deed Document Number	201057290
Last Transfer Date	Jun 24, 2020
Transfer Doc	0000007474
Record Updated	Oct 29, 2026

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COOK IL
Recording Date	Sep 2, 2020
Property Address	923 THATCHER AVE, RIVER FOREST, IL 60305-1330
Document Number	2024607474
Instrument Date	Jun 24, 2020
Instrument	24607474
Transaction Type	Transfer
Record Updated	Sep 15, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	923 THATCHER AVE RIVER FOREST IL 603051330, RIVER FOREST, IL 60305-1330

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	923 THATCHER AVE, RIVER FOREST, IL 60305-1330
Document Number	2014808036
Instrument Date	Apr 2, 2020
Transaction Type	Mortgage
Record Updated	Jun 16, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	923 THATCHER AVE RIVER FOREST IL 603051330, RIVER FOREST, IL 60305-1330

Mortgage

Document Number	2014808036
Date	May 27, 2020
Instrument	14808036

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 26, 2050

Interest

Rate Type	Adjustable Rate

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	923 THATCHER AVE, RIVER FOREST, IL 60305-1330
Document Number	2007947066
Instrument Date	Mar 12, 2020
Transaction Type	Mortgage
Record Updated	Apr 9, 2020
Title Company	RAVENSWOOD TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	923 THATCHER AVE RIVER FOREST IL 603051330, RIVER FOREST, IL 60305-1330

Mortgage

Document Number	2007947066
Date	Mar 19, 2020
Instrument	7947066

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 18, 2050

Interest

Rate Type	Adjustable Rate

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	923 THATCHER AVE, RIVER FOREST, IL 60305-1330
Document Number	2003028003
Instrument Date	Jan 8, 2020
Transaction Type	Mortgage
Record Updated	Feb 13, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	923 THATCHER AVE RIVER FOREST IL 603051330, RIVER FOREST, IL 60305-1330

Mortgage

Document Number	2003028003
Date	Jan 30, 2020
Instrument	3028003

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 29, 2050

Interest

Rate Type	Adjustable Rate

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	923 THATCHER AVE, RIVER FOREST, IL 60305-1330
Document Number	1932549163
Instrument Date	Nov 12, 2019
Transaction Type	Mortgage
Record Updated	Dec 5, 2019
Title Company	RAVENSWOOD TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	923 THATCHER AVE RIVER FOREST IL 603051330, RIVER FOREST, IL 60305-1330

Mortgage

Document Number	1932549163
Date	Nov 21, 2019
Instrument	32549163

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 20, 2049

Interest

Rate Type	Fixed Rate
Rate	3.75%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	River Forest Township
Municipality	River Forest Village
Secondary School District	Oak Park and River Forest District 200 (09 - 12)
Elementary School District	River Forest School District 90 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$81,674 (+45.97%) Land $13,740 Building $67,934	$816,740 (+45.97%) Land $137,400 Building $679,340
2023	$21,451.00 (+26.46%)
2022	$16,963.00 Homeowner's exemption	$55,951 Land $12,022 Building $43,929	$559,510 Land $120,220 Building $439,290

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2014)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIVER GROVE serves 10,282 people · EPA ID IL0312640
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2024
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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