Ocean County and Lacey Township property record for 923 Tappan St, Forked River, NJ 08731
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,512 sqft · built 2001 |
| Lot Size | 0.184 acres (8,002 sqft) |
| Owner | Individual Name on File |
| Last Sale | $485,000 (May 2026) |
| Tax Bill | $5,692 (2025) |
| Deeds & Mortgages | Feb 2023 Line of Credit May 2026 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 13-01561-0000-00001 |
| Primary APN | 13-01561-0000-00001 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,512 sqft Living Area |
| 1st Floor Area | 1,512 sqft |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asbestos |
| Lot Area | 8,002 sqft (0.184 acres) |
| Lot Dimensions | 100 ft deep x 80 ft wide |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Account Number | 00108882 |
|---|---|
| Street Address | 923 TAPPAN ST |
| City | FORKED RIVER |
| State | NJ |
| Zip | 08731-1158 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R75 |
| Legal Description | 80 X 100 2,3,4 |
| Legal Subdivision | PROPERTY/BARNEGAT PINES REALTY |
| Legal Block | 1561 |
| Legal Lot Number | 1 |
| Jurisdiction | OCEAN NJ |
| Township / Civil Division | LACEY |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 732003 |
923 Tappan St is owned and occupied by an individual who bought it in May 2026.
Source: Ocean County and Lacey Township records, as of October 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 923 TAPPAN ST, FORKED RIVER, NJ 08731-1158 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants in Common |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 2, 2023 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| May 12, 2026 | Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| May 12, 2026 | Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Sep 30, 2020 | Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA |
| Jan 13, 2017 | Loan Modification, Mortgage WELLS FARGO BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 12, 2026 · Amount on File |
| Deed Sale | May 12, 2026 · Amount on File |
| Prior Sale | Oct 1, 2003 · Amount on File |
| Deed Document Number | 202636988 |
| Deed Book / Page | 20370 / 256 |
| Prior Transfer Date | Dec 1, 2004 |
| Prior Transfer Doc | 0124211903 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 923 TAPPAN ST, FORKED RIVER, NJ 08731-1158 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2026 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|---|
| Address | 923 TAPPAN ST, FORKED RIVER, NJ 08731-1158 |
| Document Number | 0192911179 |
|---|---|
| Date | Feb 2, 2023 |
| Book Page | 19291/1179 |
| Instrument | 2023008526 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Jan 22, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | May 12, 2026 |
| Property Address | 923 TAPPAN ST, FORKED RIVER, NJ 08731-1158 |
| Document Number | 0000036988 |
| Book / Page | 20370 / 256 |
| Instrument Date | Apr 15, 2026 |
| Instrument | 2026.36988 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2026 |
| Title Company | TWO RIVERERS TITLE, TWO RIVERS TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $48,985.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 923 TAPPAN ST, FORKED RIVER, NJ 08731-1158 |
| Investor | Possibly a Property Investor |
| Document Number | 0000036989, |
|---|---|
| Date | May 12, 2026 |
| Instrument | 2026..36989 |
| Name | LOANDEPOT.COM LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | May 12, 2026 |
| Property Address | 923 TAPPAN ST, FORKED RIVER, NJ 08731-1158 |
| Document Number | 0203700256 |
| Book / Page | 20370 / 256 |
| Instrument Date | Apr 15, 2026 |
| Instrument | 202636988 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2026 |
| Title Company | TWO RIVERS TITLE COMPANY LLC, TWO RIVERS TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $48,985.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 923 TAPPAN ST, FORKED RIVER, NJ 08731-1158 |
| Investor | Possibly a Property Investor |
| Document Number | 0000036989, |
|---|---|
| Date | May 12, 2026 |
| Instrument | 202636989 |
| Name | LOANDEPOT.COM LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 923 TAPPAN ST, FORKED RIVER, NJ 08731-1158 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 923 TAPPAN ST, FORKED RIVER, NJ 08731-1158 |
| Document Number | 0180791074 |
|---|---|
| Date | Sep 30, 2020 |
| Book Page | 18079/1074 |
| Instrument | 2020110445 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 317 Months |
| Due | Feb 1, 2047 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 923 TAPPAN ST, FORKED RIVER, NJ 08731-1158 |
| Document Number | 0166620582 |
| Book / Page | 016662 / 000582 |
| Instrument Date | Jan 13, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 28, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 923 TAPPAN ST FORKED RIVER NJ 087311158, FORKED RIVER, NJ 08731-1158 |
| Document Number | 0166620582 |
|---|---|
| Date | Feb 16, 2017 |
| Book Page | 016662/000582 |
| Instrument | 17867 |
| Name | WELLS FARGO BK |
|---|---|
| Address | FORT MILL, SC 29715 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Feb 15, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.62% |
The 2025 property tax bill for 923 Tappan St was $5,692, up 7.9% from the year before.
Source: Ocean County and Lacey Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Ocean County |
| County Subdivision | Lacey Township |
| Unified School District | Lacey Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $208,100 (-) Land $76,000 Building $132,100 | $208,100 (-) Land $76,000 Building $132,100 | |
| 2025 | $5,692.00 (+7.95%) | $208,100 Land $76,000 Building $132,100 | $208,100 Land $76,000 Building $132,100 |
| 2024 | $5,273.00 | ||
| 2023 | $208,100 Land $76,000 Building $132,100 | $208,100 Land $76,000 Building $132,100 | |
| 2022 | $4,709.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 923 Tappan St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2006) |
| Most Recent Claim | Sep 2006 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 923 Tappan St is moderate, ranking above 44% of the US, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · above 63% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LACEY TWP MUA serves 29,000 people · EPA ID NJ1512001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2023 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 584 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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