923 Sterling Cir, Folsom, CA 95630 Property Records

Sacramento County property record for 923 Sterling Cir, Folsom, CA 95630

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 3,000 sqft · built 1999
Lot Size0.181 acres (7,884 sqft)
Owner2 Individual Names on File
Last Sale$635,000 (Jun 2005)
Tax Bill$9,921 (2025)
Deeds & MortgagesFeb 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN072-1640-027-0000

Property Details

APN / Parcel Number

Primary APN072-1640-027-0000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area3,000 sqft Living Area
1st Floor Area1,796 sqft
2nd Floor Area1,204 sqft
Bonus RoomBonus Room
Family RoomFamily Room
Utility RoomUtility Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Architectural StyleCustom Design
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof MaterialOther
Lot Area7,884 sqft (0.181 acres)
Garage Area590 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address923 STERLING CIR
CityFOLSOM
StateCA
Zip95630-7502
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSP-SF (7,5
Legal DescriptionWILLOW SPRINGS 01, LOT 27
Legal SubdivisionWILLOW SPRINGS 01
Legal Lot Number27
JurisdictionSACRAMENTO CA
Township / Civil DivisionFOLSOM
Census Block Group2
Census Block2012
Census Tract8508

Owner

923 Sterling Cir is owned by two individuals who bought it in June 2005.

Source: Sacramento County records, as of September 3, 2026

Owner of Record2 Individual Names on File
Mailing Address1010 MOONLIT WAY, FOLSOM, CA 95630-7506
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 2, 2005 · Amount on File
Deed SaleJun 2, 2005 · Amount on File
Prior SaleMar 17, 2000 · Amount on File
Deed Book / Page20050602 / 2453
Prior Transfer DateSep 10, 2001
Prior Transfer Doc2001001318
Record UpdatedOct 29, 2026

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address923 STERLING CIR, FOLSOM, CA 95630-7502
Document Number1902131134
Instrument DateFeb 9, 2019
Transaction TypeMortgage
Record UpdatedFeb 27, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1010 MOONLIT WAY FOLSOM CA 956307506, FOLSOM, CA 95630-7506

Mortgage

Document Number1902131134
DateFeb 13, 2019
Instrument1902131134
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueFeb 12, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 923 Sterling Cir was $9,921, up 2.1% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySacramento County
MunicipalityFolsom City
Unified School DistrictFolsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$902,820 (+2%) Land $213,259 Building $689,561
2025$9,921.00 (+2.12%)$885,119 Land $209,078 Building $676,041
2024$9,715.00 (-2.48%)
2023$9,962.00 (+1.38%)$850,751 Land $200,960 Building $649,791
2022$9,826.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 923 Sterling Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 923 Sterling Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFOLSOM, CITY OF - MAIN
serves 80,969 people · EPA ID CA3410014
Water SourceSurface water
Last State InspectionFeb 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 536 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Zeta Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
Cal.net
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

May also be available: Succeed.Net.

Nearby Properties on Sterling Cir

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