923 Satsuma Rd, Niceville, FL 32578 Property Records

Walton County property record for 923 Satsuma Rd, Niceville, FL 32578

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,364 sqft · built 1962
Lot Size	0.255 acres (11,108 sqft)
Owner	2 Individual Names on Record
Last Sale	$300,000 (Dec 2023)
Tax Bill	$75 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Aug 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-1S-21-41030-001-0120`

Property Details

APN / Parcel Number

Primary APN	`29-1S-21-41030-001-0120`
Alternative APNs	`29-121-41030-001-0120` `1062484`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,364 sqft Living Area
Gross Area	2,166 sqft
1st Floor Area	1,364 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1982
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	11,108 sqft (0.255 acres)
Lot Dimensions	145 ft deep x 76 ft wide
Garage Type	Carport
Garage Area	352 sqft
Carport	Carport
Carport Area	352 sqft
Driveway	Brick Driveway
Porch	Finished Screened Porch
Porch Area	450 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	923 SATSUMA RD
City	NICEVILLE
State	FL
Zip	32578-8312
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RV
Legal Description	LOT 12 BLK 1 LESS S 30FT CHIPPEWA S/D OR 2936-995 ALSO:BEG NW/COR LOT 13 BLK 1 CHIPPEWA S/D PB 3-3 GO 4FT ALG NW/BDRY LOT 1, SE/LY & NEARLY PARALLEL TO BDRY BETWEEN LOT 12 & 13 145.00 FT, SW/LY 3FT TO BDRY BETWEEN LOT 12 & 13 NW/LY ALONG BDRY 144.81F
Legal Range	021
Legal Township	01S
Legal Section	29
Legal Subdivision	CHIPPEWA
Legal Block	1
Legal Lot Number	12,13
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	1
Census Block	1047
Census Tract	950306

Owner

Source: Walton County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	923 SATSUMA RD, NICEVILLE, FL 32578-8312
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Surviving Spouse

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2023	Warranty Deed, Transfer · VA Mortgage MOVEMENT MORTGAGE
Aug 9, 2019	Deed of Trust, Mortgage · Conventional Mortgage PNB CMNTY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 4, 2023 · Amount on Record
Deed Sale	Dec 4, 2023 · Amount on Record
Prior Sale	Nov 15, 2013 · Amount on Record
Deed Document Number	202343335
Deed Book / Page	3309 / 2654
Prior Transfer Date	Nov 18, 2016
Prior Transfer Doc	0030264984
Record Updated	Jun 8, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Dec 4, 2023
Property Address	923 SATSUMA RD, NICEVILLE, FL 32578-8312
Document Number	0033092654
Book / Page	3309 / 2654
Map Reference	MB 3 PG 3
Instrument Date	Dec 4, 2023
Instrument	20230043335
Transaction Type	Transfer
Record Updated	Jan 1, 2024
Title Company	WAYPOINT TITLE, WAYPOINT TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,100.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 522, NICEVILLE, FL 32588-0522

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	923 SATSUMA RD, NICEVILLE, FL 32578-8312

Mortgage

Document Number	0033092656
Date	Dec 4, 2023
Instrument	3309/2656

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	923 SATSUMA RD, NICEVILLE, FL 32578-8312
Document Number	0031150098
Instrument Date	Aug 9, 2019
Transaction Type	Mortgage
Record Updated	Aug 30, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	923 SATSUMA RD NICEVILLE FL 325788312, NICEVILLE, FL 32578-8312
Investor	Possibly a Property Investor

Mortgage

Document Number	0031150098
Date	Aug 16, 2019
Book Page	003115/000098
Instrument	28037

Lender

Name	PNB CMNTY BK
Address	NICEVILLE, FL 32578

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 15, 2034

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$75.00 (-90.27%)	$129,197 (-13.63%)	$180,767 (+20.85%) Land $85,500 Building $95,267
2024	$771.00 (+3.63%)
2023	$744.00 (+1.64%) Homeowner's exemption	$149,580 (-34.67%) Land $57,812 Building $91,768	$149,580 (-34.67%) Land $57,812 Building $91,768
2022	$732.00 Homeowner's exemption	$228,968 Land $137,715 Building $91,253	$228,968 Land $137,715 Building $91,253

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	2 (2017–2020)
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 71% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH BAY WATER SYSTEM serves 3,171 people · EPA ID FL1664019
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35

May also be available: Wildstar Networks.

Cell Coverage

5G and 4G LTE (outdoors only)

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