923 S Orchard Dr, Merced, CA 95341 Property Records

Merced County property record for 923 S Orchard Dr, Merced, CA 95341

Property Summary

Property Type	Farm - Irrigated or Dry
Details	3 bd · 4 ba · 2,466 sqft · built 1920
Lot Size	7 acres (304,920 sqft)
Owner	2 Individual Names on File
Last Sale	$385,500 (Apr 2016)
Tax Bill	$3,161 (2025)
Deeds & Mortgages	Sep 2020 Mortgage
Flood Zone	Zone AH (high risk)
APN	`061-290-010-000`

Property Details

APN / Parcel Number

Primary APN	`061-290-010-000`
Alternative APNs	`062-070-028-000` `062-070-028` `061290010`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Total Rooms	8 Rooms
Units	2 Units
Stories	1 Story
Building Area	2,466 sqft Gross Area
1st Floor Area	2,466 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1959
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	304,920 sqft
Porch	Porch
Porch Area	284 sqft
Patio Area	334 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	062-070-028
Street Address	923 S ORCHARD DR
City	MERCED
State	CA
Zip	95341-9089
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Farm - Irrigated or Dry
Local Zoning Code	A1
Legal Description	TUTTLE COL POR LOT 26 35/7/14
Legal Subdivision	TUTTLE COL
Legal Lot Number	26
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	2
Census Block	2030
Census Tract	2601

Owner

923 S Orchard Dr, an agricultural property, is owned and occupied by two individuals who bought it in April 2016.

Source: Merced County records, as of August 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	923 S ORCHARD DR, MERCED, CA 95341-9089
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 20, 2016 · Amount on File
Deed Sale	Apr 20, 2016 · Amount on File
Prior Sale	Apr 21, 2009 · Amount on File
Deed Document Number	201612586
Prior Transfer Date	Apr 15, 2009
Prior Transfer Doc	0000028281
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	923 S ORCHARD DR, MERCED, CA 95341-9089
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	923 S ORCHARD DR, MERCED, CA 95341-9089

Mortgage

Document Number	0000031004
Date	Sep 3, 2020
Instrument	2020031004

Lender

Name	AXOS BANK
Type	Bank
Address	SAN DIEGO, CA 92122

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Sep 1, 2045

Tax Assessment & Valuation

The 2025 property tax bill for 923 S Orchard Dr was $3,161 with a veteran's exemption.

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Secondary School District	Merced Union High School District (09 - 12)
Elementary School District	Weaver Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$464,928 (+2%) Land $262,017 Building $202,911
2025	$3,161.00 Disabled Person's exemption Veteran's exemption	$455,813 Land $256,880 Building $198,933
2023	$3,018.00 (-35%) Homeowner's exemption	$438,115 Land $246,906 Building $191,209
2022	$4,643.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 923 S Orchard Dr in Zone AH, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	195.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 85 policies
Nearby Flood Policies	85 in force
Nearby Flood Claims	4 (2017–2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 923 S Orchard Dr is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 70% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Cal.net Fixed Wireless	100 / 20
AT&T Fixed Wireless	25 / 3