923 Ruddy Rd, Chase Mills, NY 13621 Property Records

St. Lawrence County and Madrid Town property record for 923 Ruddy Rd, Chase Mills, NY 13621

Property Summary

Property TypeSingle Family Home
Details1 bd · 1 ba · 1,152 sqft · built 1969
Lot Size1.5 acres (65,340 sqft)
Owner2 Individual Names on Record
Last Sale$139,000 (Aug 2023)
Tax Bill$2,309 (2026)
Deeds & MortgagesAug 2023 Sale & Mortgage
APN405600 31.002-1-17.1

Property Details

APN / Parcel Number

Primary APN405600 31.002-1-17.1
Alternative APN
  • 560003100200010170010000

Interior

Bedrooms1 Bed
Full Baths1 Bath
Total Rooms4 Rooms
Stories2 Stories
Building Area1,152 sqft Living Area
1st Floor Area792 sqft
2nd Floor Area360 sqft

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1969
Architectural StyleOther
Exterior MaterialWood
Foundation TypeSlab (Mat/Raft)
Lot Area65,340 sqft (1.5 acres)
Lot Width276 ft Width
View / LotWaterfront / Beach
Garage TypeAttached
Garage Area384 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area108 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerSeptic
Water SourceWell

Location & Zoning

Account Number405600 31.002-1-17.1
Street Address923 RUDDY RD
CityCHASE MILLS
StateNY
Zip13621-3114
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code01 - NOT Z
Legal Block1
Legal Lot Number17.001
JurisdictionST LAWRENCE NY
Township / Civil DivisionMADRID
Census Block Group2
Census Block2006
Census Tract490500

Owner

Source: St. Lawrence County and Madrid Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address923 RUDDY RD, CHASE MILLS, NY 13621-3114
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 31, 2023 · Amount on Record
Deed SaleAug 31, 2023 · Amount on Record
Prior SaleFeb 11, 2000 · Amount on Record
Deed Document Number202310868
Prior Transfer DateAug 9, 2001
Prior Transfer Doc2001014694
Record UpdatedOct 29, 2026

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LAWRENCE NY
Recording DateAug 31, 2023
Property Address923 RUDDY RD, CHASE MILLS, NY 13621-3114
Document Number0000010868
Instrument DateAug 10, 2023
InstrumentR-2023-00010868
Transaction TypeTransfer
Record UpdatedFeb 16, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$556.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address400 WAKE ROBIN DR APT 204, 204, SHELBURNE, VT 05482-7238

Transferred To (Grantee/Buyer)

NameVerified Name
Address9549 ROBERTS RD, SAUQUOIT, NY 13456-2607

Mortgage

Document Number0000010869
DateAug 31, 2023
InstrumentR-2023-00010869
Lender
NameKEY BANK NA
TypeBank
AddressCLEVELAND, OH 44114
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2053

Tax Assessment & Valuation

Source: St. Lawrence County and Madrid Town assessment roll, as of May 12, 2026

Property Jurisdictions

TypeName
StateNew York
CountySt. Lawrence County
County SubdivisionMadrid Town
Unified School DistrictMadrid-Waddington Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,309.00 (+2.71%)
2025$2,248.00 (+13.94%)$57,100 (-) Land $23,500 Building $33,600$82,754 (+4.35%) Land $34,058 Building $48,696
2024$1,973.00$57,100 (-) Land $23,500 Building $33,600$79,306 (+4.86%) Land $32,639 Building $46,667
2023$57,100 Land $23,500 Building $33,600$75,629 Land $31,126 Building $44,503

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Claims5 (1983–1989)
Most Recent ClaimMar 1989 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
SLICFiber
Fiber
1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Ruddy Rd

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