923 N Huron Rd, Linwood, MI 48634 Property Records

Bay County property record for 923 N Huron Rd, Linwood, MI 48634

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,300 sqft · built 1947
Lot Size	2.25 acres (98,010 sqft)
Owner	2 Individual Names on Record
Last Sale	$75,000 (Jul 2019)
Tax Bill	$1,789 (2026)
Deeds & Mortgages	Jul 2019 Sale & Mortgage Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`040-027-200-050-00`

Property Details

APN / Parcel Number

Primary APN	`040-027-200-050-00`

Interior

Full Baths	1 Bath
Building Area	1,300 sqft Living Area
1st Floor Area	1,040 sqft
Basement Area	1,040 sqft

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Architectural Style	Ranch
Exterior Material	Wood Siding
Lot Area	98,010 sqft (2.25 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	923 N HURON RD
City	LINWOOD
State	MI
Zip	48634-9207
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SE
Legal Description	S 300 FT OF N 961.89 FT OF THAT PT OF NW 1/4 OF NE 1/4 LYG W OF W LI US-23 NELY OF CO. DR. SEC 27 T16N R4E
Legal Range	04E
Legal Township	16N
Legal Section	27
Jurisdiction	BAY MI
Township / Civil Division	FRASER
Census Block Group	1
Census Block	1008
Census Tract	286200

Owner

Source: Bay County records, as of May 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	923 N HURON RD, LINWOOD, MI 48634-9207
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2019	Warranty Deed, Transfer ANN M GATZA
Aug 23, 2017	Warranty Deed, Transfer · Conventional Mortgage COPOCO COMMUNITY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2019 · Amount on Record
Deed Sale	Jul 1, 2019 · Amount on Record
Prior Sale	Aug 23, 2017 · Amount on Record
Deed Document Number	20199319
Prior Transfer Date	Sep 5, 2008
Prior Transfer Doc	0026310942
Record Updated	Oct 29, 2026

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY MI
Recording Date	Jul 1, 2019
Property Address	923 N HURON RD, LINWOOD, MI 48634-9207
Document Number	0000009319
Instrument Date	Jun 28, 2019
Instrument	9319
Transaction Type	Transfer
Record Updated	Nov 1, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$645.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2929 SHARON DR BAY CITY MI 487063119, BAY CITY, MI 48706-3119

Mortgage

Document Number	9320
Date	Jul 1, 2019
Instrument	9320

Lender

Name	ANN M GATZA
Address	5617 MEADOW VIEW DR, BAY CITY, MI 48706-5642

Agreement

Amount	Amount Recorded

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY MI
Recording Date	Aug 23, 2017
Property Address	923 N HURON RD, LINWOOD, MI 48634-9207
Document Number	0032340710
Book / Page	3234 / 710
Instrument Date	Aug 18, 2017
Transaction Type	Transfer
Record Updated	Jul 15, 2021
Title Company	ON TIME SETTLEMENT SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$430.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	734 S HURON RD, 734, LINWOOD, MI 48634-9416

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	711 E NORTH BOUTELL RD, KAWKAWLIN, MI 48631-9744

Mortgage

Document Number	3234712
Date	Aug 23, 2017
Instrument	3234/712

Lender

Name	COPOCO COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Aug 18, 2027

Tax Assessment & Valuation

Source: Bay County assessment roll, as of May 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Bay County
County Subdivision	Fraser Township
Unified School District	Pinconning Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,789.00 (+14.24%) Homeowner's exemption	$70,400 (+33.59%)	$140,800 (+33.59%)
2023		$52,700	$105,400
2022	$1,566.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Jun 2017 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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