923 N Howe St, Chicago, IL 60610 Property Records

Cook County property record for 923 N Howe St, Chicago, IL 60610

Property Summary

Property Type	Condominium
Details	built 2006
Lot Size	2.79 acres (121,567 sqft)
Owner	Company Name on File
Last Sale	$650,000 (Jul 2022)
Tax Bill	$13,458 (2023)
Deeds & Mortgages	Jul 2026 Line of Credit Apr 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`17-04-322-022-1182`

Property Details

APN / Parcel Number

Primary APN	`17-04-322-022-1182`

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Condo/Apartment
Lot Area	121,567 sqft

Location & Zoning

Street Address	923 N HOWE ST, 923H
City	CHICAGO
State	IL
Zip	60610-7685
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	PD 447
Legal Subdivision	ELSTONS ADD
Legal Lot Number	1-9
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	1
Census Block	1045
Census Tract	842200

Owner

923 N Howe St is owned by a company that acquired it in October 2022.

Source: Cook County records, as of July 8, 2026

Owner of Record	Company Name on File
Mailing Address	3016 STONE PARK DR NE, ROCHESTER, MN 55906-7721
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2026	Deed of Trust, Mortgage · Line of Credit GUARANTEED RATE
Apr 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Nov 4, 2022	Quit Claim Deed, Transfer E-CHICAGO TITLE, CHICAGO TITLE
Jul 11, 2022	Warranty Deed, Transfer · Conventional Mortgage MAYO EMPLOYEES FCU
Aug 6, 2020	Quit Claim Deed, Transfer SUMMIT FNDG
Jun 14, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Jan 27, 2017	Warranty Deed, Transfer GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 11, 2022 · Amount on File
Deed Sale	Jul 11, 2022 · Amount on File
Prior Sale	Jan 27, 2017 · Amount on File
Deed Document Number	202249060
Last Transfer Date	Oct 5, 2022
Transfer Doc	0000042235
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Recording Date	Jul 1, 2026
Property Address	923 N HOWE ST, 923H, CHICAGO, IL 60610-7685
Document Number	0000031154
Instrument Date	Jun 30, 2026
Instrument	202631154
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	180 E PEARSON ST, 6601, CHICAGO, IL 60611-2139

Mortgage

Document Number	0000031154,
Date	Jul 1, 2026
Instrument	202631154

Lender

Name	GUARANTEED RATE

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	6.48%
Max Rate	-1%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	923 N HOWE ST # 923H, 923H, CHICAGO, IL 60610-7685
Transaction Type	Mortgage
Record Updated	May 8, 2026
Title Company	RAVENSWOOD TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009701368
Date	Apr 7, 2021
Instrument	2109701368

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 1, 2036

Interest

Rate Type	Fixed Rate
Rate	2.37%

November 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COOK IL
Recording Date	Nov 4, 2022
Property Address	923 N HOWE ST # 923H, 923H, CHICAGO, IL 60610-7685
Document Number	0030842235
Instrument Date	Oct 5, 2022
Instrument	2230842235
Transaction Type	Transfer
Record Updated	May 8, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3016 STONE PARK DR NE, ROCHESTER, MN 55906-7721

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Jul 11, 2022
Property Address	923 N HOWE ST # 923H, 923H, CHICAGO, IL 60610-7685
Document Number	0019249060
Instrument Date	Jun 22, 2022
Instrument	2219249060
Transaction Type	Transfer
Record Updated	May 8, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$650.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3016 STONE PARK DR NE, ROCHESTER, MN 55906-7721

Mortgage

Document Number	0019249061
Date	Jul 11, 2022
Instrument	2219249061

Lender

Name	MAYO EMPLOYEES FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 1, 2037

Interest

Rate Type	Fixed Rate
Rate	4.87%

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COOK IL
Recording Date	Aug 6, 2020
Property Address	923 N HOWE ST, CHICAGO, IL 60610-7685
Document Number	2021957105
Instrument Date	May 5, 2020
Instrument	21957105
Transaction Type	Transfer
Record Updated	Aug 24, 2020
Title Company	NOVAS TITLE COMPANY LLC, NOVAS TITLE CO LLC

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	923 N HOWE ST #H CHICAGO IL 606107685, H, CHICAGO, IL 60610-7685

Mortgage

Document Number	2021957106
Date	Aug 6, 2020
Instrument	21957106

Lender

Name	SUMMIT FNDG
Type	Funding / Finance Company
Address	SACRAMENTO, CA 95815

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 5, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.5%

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COOK IL
Recording Date	Jun 14, 2019
Property Address	923 N HOWE ST, CHICAGO, IL 60610-7685
Document Number	1916513065
Instrument Date	Jun 3, 2019
Instrument	16513065
Transaction Type	Transfer
Record Updated	Jun 24, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	923 N HOWE ST CHICAGO IL 606107685, CHICAGO, IL 60610-7685

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Jan 27, 2017
Property Address	923 N HOWE ST, CHICAGO, IL 60610-7685
Document Number	1702708094
Instrument Date	Jan 19, 2017
Instrument	2708094
Transaction Type	Transfer
Record Updated	Feb 10, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$605.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	923 N HOWE ST CHICAGO IL 606107685, CHICAGO, IL 60610-7685

Mortgage

Document Number	1702708095
Date	Jan 27, 2017
Instrument	2708095

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 26, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.75%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$66,798 Land $20,918 Building $45,880	$667,980 Land $209,180 Building $458,800
2023	$13,458.00 (+2.58%)
2022	$13,119.00	$63,785 Land $18,698 Building $45,087	$637,850 Land $186,980 Building $450,870

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 923 N Howe St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (1979–2011)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jul 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 923 N Howe St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, AT&T, Google Fiber, Zentro.

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