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923 Montecito Way, Ramona, CA 92065 Property Records

San Diego County property record for 923 Montecito Way, Ramona, CA 92065 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,569 sqft · built 1960
Lot Size0.57 acres (24,829 sqft)
Owner2 Individual Names on File
Last Sale$324,000 (May 2014)
Tax Bill$4,348 (2025)
Deeds & MortgagesAug 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN281-520-09-00

Property Details

APN / Parcel Number

Primary APN281-520-09-00

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Building Area1,569 sqft Living Area

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Lot Area24,829 sqft (0.57 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address923 MONTECITO WAY
CityRAMONA
StateCA
Zip92065-1624
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSEC 17-13-1E POR TR 000863
Legal Range01E
Legal Township13
Legal Section17
Legal SubdivisionRANCHO SANTA FE
Legal Tract000863
Legal Block2
JurisdictionSAN DIEGO CA
Township / Civil DivisionRAMONA
Census Block Group2
Census Block2015
Census Tract20801

Owner

Source: San Diego County records · APN 281-520-09-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address923 MONTECITO WAY, RAMONA, CA 92065-1624
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 20, 2014 · Amount on Record
Deed SaleMay 20, 2014 · Amount on Record
Deed Document Number2014206691
Prior Transfer DateMar 28, 2012
Prior Transfer Doc0000194065
Record UpdatedSep 20, 2026

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address923 MONTECITO WAY, RAMONA, CA 92065-1624
Document Number0000372464
Instrument DateAug 24, 2019
Transaction TypeMortgage
Record UpdatedSep 09, 2019
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address923 MONTECITO WAY RAMONA CA 920651624, RAMONA, CA 92065-1624

Mortgage

Document Number0000372464
DateAug 29, 2019
Instrument372464
Lender
NameCALIFORNIA COAST CU
TypeCredit Union
AddressSAN DIEGO, CA 92150-2080
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 28, 2049

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictRamona City Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$405,112 (+2%) Land $125,032 Building $280,080
2025$4,348.00 (+9.14%) Homeowner's exemption$397,170 (+4.04%) Land $122,581 Building $274,589
2023$3,984.00 (-3.11%) Homeowner's exemption$381,749 Land $117,822 Building $263,927
2022$4,112.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730208012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims2 (1980–2017)
Claims Outside the SFHA1 of 2
Most Recent ClaimFeb 2017, rainfall accumulation

Wildfire

Wildfire RiskHigh
above 87% of the US · above 67% of California
Wildfire LikelihoodAbout 1 in 87 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 49 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
Cox CommunicationsCable2,000 / 100
San Diego BroadbandFixed Wireless (unlicensed)500 / 100

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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