Kent County property record for 923 Monroe Ter, Dover, DE 19904 · Last verified October 2023
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,518 sqft · built 1960 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Individual Name on File |
| Last Sale | $260,000 (Mar 2022) |
| Tax Bill | $1,283 (2023) |
| Deeds & Mortgages | Sep 2025 Mortgage Mar 2022 Sale & Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2-05-077.17-02-56.00-000 |
| Primary APN | 2-05-077.17-02-56.00-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,518 sqft Living Area |
| Gross Area | 2,244 sqft |
| Basement Area | 726 sqft |
| Unfinished Basement | 726 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 10,890 sqft (0.25 acres) |
| Lot Dimensions | 145 ft deep x 75 ft wide |
| Garage Type | Mixed |
| Garage Area | 576 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
| Porch Area | 104 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 12776 |
|---|---|
| Old Parcel Number | ED05077.170256.00/000 |
| Street Address | 923 MONROE TER |
| City | DOVER |
| State | DE |
| Zip | 19904-4119 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WYOMING AVE. SUBD., LOT #39 923 MONROE TERRACE |
| Legal Subdivision | WYOMING AVE |
| Legal Lot Number | 39 923 |
| Jurisdiction | KENT DE |
| Township / Civil Division | DOVER |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 41400 |
Source: Kent County records · APN 2-05-077.17-02-56.00-000
Assessment roll updated February 15, 2023 · Last verified October 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 923 MONROE TER, DOVER, DE 19904-4119 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 15, 2025 | Deed of Trust, Mortgage · FHA Mortgage OUTAMATION INC |
| Mar 24, 2022 | Deed, Transfer · FHA Mortgage NORTHPOINTE BANK |
| Mar 01, 2017 | Deed of Trust, Mortgage · VA Mortgage PEOPLES BANK |
| Nov 30, 2017 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Dec 18, 2018 | Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Aug 03, 2020 | Deed, Transfer · VA Mortgage MCLEAN MORTGAGE CORP |
| Nov 18, 2019 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 24, 2022 · Amount on Record |
| Deed Sale | Mar 24, 2022 · Amount on Record |
| Prior Sale | Aug 03, 2020 · Amount on Record |
| Deed Document Number | 2022-447554 |
| Deed Book / Page | 11842 / 115 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT DE |
| Property Address | 923 MONROE TER, DOVER, DE 19904-4119 |
| Transaction Type | Mortgage |
| Record Updated | Oct 09, 2025 |
| Name | Verified Name |
|---|---|
| Address | 923 MONROE TER, DOVER, DE 19904-4119 |
| Document Number | 0000520995 |
|---|---|
| Date | Sep 15, 2025 |
| Book Page | 13771/8 |
| Instrument | 2025-520995 |
| Name | OUTAMATION INC |
|---|---|
| Type | Non-Lending Institution |
| Address | POMPANO BEACH, FL 33067 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 319 Months |
| Due | Apr 01, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KENT DE |
| Recording Date | Mar 24, 2022 |
| Property Address | 923 MONROE TER, DOVER, DE 19904-4119 |
| Document Number | 0000447554 |
| Book / Page | 11842 / 115 |
| Instrument Date | Mar 18, 2022 |
| Instrument | 2022-447554 |
| Transaction Type | Transfer |
| Record Updated | Apr 19, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,200.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 923 MONROE TER, DOVER, DE 19904-4119 |
| Document Number | 0000447555 |
|---|---|
| Date | Mar 24, 2022 |
| Instrument | 2022-447555 |
| Name | NORTHPOINTE BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2052 |
| Document Number | 0000447556 |
|---|---|
| Date | Mar 24, 2022 |
| Book Page | 11842/135 |
| Instrument | 2022-447556 |
| Name | DELAWARE STATE HOUSING AUTHORITY |
|---|---|
| Type | Government Agency |
| Address | DOVER, DE 19901 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT DE |
| Property Address | 923 MONROE TER, DOVER, DE 19904-4119 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000314376 |
|---|---|
| Date | Mar 01, 2017 |
| Book Page | 8516/260 |
| Instrument | 2017-314376 |
| Name | PEOPLES BANK |
|---|---|
| Type | Bank |
| Address | OVERLAND PARK, KS 66213 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT DE |
| Property Address | 923 MONROE TER, DOVER, DE 19904-4119 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000331234 |
|---|---|
| Date | Nov 30, 2017 |
| Book Page | 8906/278 |
| Instrument | 2017-331234 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.25% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jan 01, 2021 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 3.25% |
| Index | 1-Year CMT |
| Max Rate | 5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT DE |
| Property Address | 923 MONROE TER, DOVER, DE 19904-4119 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000353689 |
|---|---|
| Date | Dec 18, 2018 |
| Book Page | 9413/001 |
| Instrument | 2018-353689 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KENT DE |
| Recording Date | Aug 03, 2020 |
| Property Address | 923 MONROE TER, DOVER, DE 19904-4119 |
| Document Number | 0000391528 |
| Book / Page | 10334 / 195 |
| Instrument Date | Jul 28, 2020 |
| Instrument | 2020-391528 |
| Transaction Type | Transfer |
| Record Updated | Sep 06, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,270.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 307 MALLARD RD, 307, COWARD, SC 29530-5181 |
| Name | Verified Name |
|---|---|
| Address | 923 MONROE TER, DOVER, DE 19904-4119 |
| Document Number | 0000391529 |
|---|---|
| Date | Aug 03, 2020 |
| Instrument | 2020-391529 |
| Name | MCLEAN MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT DE |
| Property Address | 923 MONROE TER, DOVER, DE 19904-4119 |
| Document Number | 0000374606 |
| Instrument Date | Nov 18, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 923 MONROE TER DOVER DE 199044119, DOVER, DE 19904-4119 |
| Document Number | 0000374606 |
|---|---|
| Date | Nov 27, 2019 |
| Book Page | 009900/000026 |
| Instrument | 374606 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 26, 2049 |
Source: Kent County records · Assessment roll updated February 15, 2023 · Last verified October 2023
| Type | Name |
|---|---|
| State | Delaware |
| County | Kent County |
| Municipality | Dover City |
| Unified School District | Capital School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2023 | $1,283.00 | $43,600 Land $11,000 Building $32,600 |
Source: FEMA National Flood Hazard Layer, Kent County (10001C), updated May 25, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 100010414001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 3 individual NFIP policies nearby |
| Nearby Flood Policies | 3 in force 3 of 3 on primary residences |
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2013, rainfall accumulation |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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