San Diego County property record for 923 Merlo Ct, Carlsbad, CA 92011
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 3,492 sqft · built 1999 |
| Lot Size | 0.304 acres (13,259 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $2,590,000 (Oct 2025) |
| Tax Bill | $13,505 (2025) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage Nov 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 216-451-07-00 |
| Primary APN | 216-451-07-00 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Building Area | 3,492 sqft Living Area |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Lot Area | 13,259 sqft (0.304 acres) |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 923 MERLO CT |
|---|---|
| City | CARLSBAD |
| State | CA |
| Zip | 92011-5505 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | P-C |
| Legal Description | LOT 22 TR 012902 |
| Legal Subdivision | CARLSBAD COURT |
| Legal Tract | 012902 |
| Legal Block | 1 |
| Legal Lot Number | 22 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 17808 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 923 MERLO CT, CARLSBAD, CA 92011-5505 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Man |
| Date | Document |
|---|---|
| Oct 3, 2025 | Grant Deed, Transfer · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA |
| Nov 3, 2017 | Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 3, 2025 · Amount on Record |
| Deed Sale | Oct 3, 2025 · Amount on Record |
| Prior Sale | Jul 31, 2014 · Amount on Record |
| Deed Document Number | 2025275457 |
| Prior Transfer Date | Mar 5, 2012 |
| Prior Transfer Doc | 0000266596 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Oct 3, 2025 |
| Property Address | 923 MERLO CT, CARLSBAD, CA 92011-5505 |
| Document Number | 0000275457 |
| Map Reference | MAP 12902 |
| Instrument Date | Sep 4, 2025 |
| Instrument | 2025-0275457 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2025 |
| Title Company | TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 923 MERLO CT, CARLSBAD, CA 92011-5505 |
| Document Number | 0000275458 |
|---|---|
| Date | Oct 3, 2025 |
| Instrument | 2025-0275458 |
| Name | MORGAN STANLEY PRIVATE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 923 MERLO CT, CARLSBAD, CA 92011-5505 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000514963 |
|---|---|
| Date | Nov 3, 2017 |
| Instrument | 2017-0514963 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 15, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Carlsbad City |
| Unified School District | Carlsbad Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $2,590,000 (+107.96%) Land $1,850,000 Building $740,000 | |
| 2025 | $13,505.00 (+4.06%) Homeowner's exemption | $1,245,447 (+4.04%) Land $546,171 Building $699,276 |
| 2023 | $12,978.00 (+1.57%) Homeowner's exemption | $1,197,086 Land $524,963 Building $672,123 |
| 2022 | $12,777.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2017 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 97.4% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARLSBAD MWD serves 96,371 people · EPA ID CA3710005 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 335 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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