Clay County property record for 923 Lone Oak Dr, West Point, MS 39773
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1,647 sqft · built 1957 |
| Lot Size | 3.8 acres (165,528 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $174,571 (Apr 2022) |
| Tax Bill | $397 (2025) |
| Deeds & Mortgages | Apr 2022 Mortgage Apr 2022 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 061C204A 0050000 |
| Primary APN | 061C204A 0050000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Total Rooms | 5 Rooms |
| Building Area | 1,647 sqft Finished Area |
| 1st Floor Area | 1,380 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 165,528 sqft (3.8 acres) |
| Utility Building | 600 sqft |
| Street Address | 923 LONE OAK DR |
|---|---|
| City | WEST POINT |
| State | MS |
| Zip | 39773-7017 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S 04 T 17 R 06 PT SW 1/4 NW 1/4 DB 311/416 |
| Legal Range | 06E |
| Legal Township | 17 |
| Legal Section | 04 |
| Jurisdiction | CLAY MS |
| Township / Civil Division | 1 |
| Census Block Group | 4 |
| Census Block | 4026 |
| Census Tract | 950100 |
Source: Clay County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 923 LONE OAK DR, WEST POINT, MS 39773-7017 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 14, 2022 | Deed of Trust, Mortgage · FHA Mortgage CADENCE BANK NA |
| Apr 14, 2022 | Warranty Deed, Transfer |
| Jan 29, 2021 | Warranty Deed, Transfer |
| Jul 9, 2012 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 14, 2022 · Amount on Record |
| Deed Sale | Apr 14, 2022 · Amount on Record |
| Prior Sale | Jan 29, 2021 |
| Deed Document Number | 20221486 |
| Deed Book / Page | 311 / 416 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MS |
| Property Address | 923 LONE OAK DR, WEST POINT, MS 39773-7017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000543/517 |
|---|---|
| Date | Apr 14, 2022 |
| Book Page | 543/517 |
| Instrument | 2022001487 |
| Name | CADENCE BANK NA |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MS |
| Recording Date | Apr 14, 2022 |
| Property Address | 923 LONE OAK DR, WEST POINT, MS 39773-7017 |
| Document Number | 000311/416 |
| Book / Page | 311 / 416 |
| Map Reference | REC 83 PG 220 |
| Instrument Date | Apr 14, 2022 |
| Instrument | 2022001486 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 599 PRESCOTT CARD RD, EUPORA, MS 39744-3609 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 923 LONE OAK DR, WEST POINT, MS 39773-7017 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MS |
| Recording Date | Jan 29, 2021 |
| Property Address | 923 LONE OAK DR, WEST POINT, MS 39773-7017 |
| Document Number | 0000307/40 |
| Book / Page | 307 / 40 |
| Instrument Date | Jan 28, 2021 |
| Instrument | 2021000352 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 151, CEDARBLUFF, MS 39741-0151 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 923 LONE OAK DR, WEST POINT, MS 39773-7017 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MS |
| Recording Date | Jul 9, 2012 |
| Property Address | 923 LONE OAK DR, WEST POINT, MS 39773-7017 |
| Document Number | 000276/563 |
| Book / Page | 276 / 563 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1470 COUNTY RD, CULLMAN, AL 35057 |
| Name | Verified Name |
|---|---|
| Address | 2850 LONE OAK DR, WEST POINT, MS 39773 |
Source: Clay County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Clay County |
| Municipality | West Point City |
| Unified School District | West Point Consolidated School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $397.00 (-76.11%) Additional exemption filed | $9,543 (-) Land $2,692 Building $6,851 | $95,431 (-) Land $26,919 Building $68,512 |
| 2024 | $9,543 (-14.09%) Land $2,692 Building $6,851 | $95,431 (+14.94%) Land $26,919 Building $68,512 | |
| 2023 | $1,662.00 (+78.14%) Additional exemption filed | $11,108 Land $2,692 Building $8,416 | $83,028 Land $26,919 Building $56,109 |
| 2022 | $933.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (2004–2019) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Apr 2019 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 84% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WEST POINT serves 15,062 people · EPA ID MS0130008 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| 4-County Fiber Fiber | 1,000 / 1,000 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
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