Clay County property record for 923 Live Oak Ln, Fleming Island, FL 32003
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,540 sqft · built 1973 |
| Lot Size | 0.401 acres (17,467 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $425,000 (Mar 2022) |
| Tax Bill | $5,052 (2025) |
| Deeds & Mortgages | Mar 2022 Sale & Mortgage Dec 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 38-05-26-014763-000-00 |
| Primary APN | 38-05-26-014763-000-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,540 sqft Living Area |
| Gross Area | 1,980 sqft |
| 1st Floor Area | 1,540 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 17,467 sqft (0.401 acres) |
| Lot Dimensions | 175 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Pool Area | 450 sqft |
|---|---|
| Porch | Screened/Unfinished Porch |
| Porch Area | 508 sqft |
| Deck Area | 846 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 923 LIVE OAK LN |
|---|---|
| City | FLEMING ISLAND |
| State | FL |
| Zip | 32003-5000 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RB |
| Legal Description | LOT 9 HIBERNIA FOREST UNIT 3 AS REC OR 4931 PG 849 |
| Legal Range | 26E |
| Legal Township | 05S |
| Legal Section | 38 |
| Legal Subdivision | HIBERNIA FOREST UNIT 3 |
| Legal Lot Number | 9 |
| Legal Unit | 3 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | ORANGE PARK |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 30701 |
Source: Clay County records, as of December 3, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 923 LIVE OAK LN, FLEMING ISLAND, FL 32003-5000 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Mar 14, 2022 | Warranty Deed, Transfer · VA Mortgage PROSPERITY HOME MORTGAGE LLC |
| Dec 2, 2019 | Deed of Trust, Mortgage · Conventional Mortgage JAX FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 14, 2022 · Amount on Record |
| Deed Sale | Mar 14, 2022 · Amount on Record |
| Prior Sale | Aug 22, 2014 · Amount on Record |
| Deed Document Number | 202216536 |
| Deed Book / Page | 4583 / 55 |
| Prior Transfer Date | Aug 21, 2014 |
| Prior Transfer Doc | 0036711203 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Mar 14, 2022 |
| Property Address | 923 LIVE OAK LN, FLEMING ISLAND, FL 32003-5000 |
| Document Number | 0045830055 |
| Book / Page | 4583 / 55 |
| Map Reference | MB 6 PG 21 |
| Instrument Date | Mar 3, 2022 |
| Instrument | 2022016536 |
| Transaction Type | Transfer |
| Record Updated | Apr 4, 2022 |
| Title Company | GOLDEN DOG TITLE & TRUST |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,975.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 238 ROUDWOOD DR, 238, SIMPSONVILLE, SC 29680-8035 |
| Name | Verified Name |
|---|---|
| Address | 923 LIVE OAK LN, FLEMING ISLAND, FL 32003-5000 |
| Document Number | 0000458357 |
|---|---|
| Date | Mar 14, 2022 |
| Instrument | 4583/57 |
| Name | PROSPERITY HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 923 LIVE OAK LN, FLEMING ISLAND, FL 32003-5000 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0042560055 |
|---|---|
| Date | Dec 2, 2019 |
| Book Page | 4256/0055 |
| Instrument | 2019063746 |
| Name | JAX FCU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32204 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2049 |
Source: Clay County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,052.00 (+4.73%) | $371,434 (-0.68%) | $383,660 (+2.59%) Land $75,000 Building $308,660 |
| 2024 | $4,824.00 (-10.72%) | ||
| 2023 | $5,403.00 (+221.8%) Homeowner's exemption | $373,961 (+175.03%) Land $65,000 Building $308,961 | $373,961 (+29.38%) Land $65,000 Building $308,961 |
| 2022 | $1,679.00 Homeowner's exemption | $135,973 | $289,036 Land $65,000 Building $224,036 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 191 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 191 in force |
| Nearby Flood Claims | 57 (1980–2024) |
| Claims Outside the SFHA | 31 of 57 |
| Most Recent Claim | Sep 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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