1. Home
  2. Florida
  3. Polk County
  4. Lakeland
  5. Hammock Shade Dr

923 Hammock Shade Dr, Lakeland, FL 33809 Property Records

Polk County property record for 923 Hammock Shade Dr, Lakeland, FL 33809

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,073 sqft · built 1987
Lot Size0.484 acres (21,066 sqft)
OwnerIndividual Name on File
Last Sale$310,000 (Oct 2025)
Tax Bill$4,100 (2025)
Deeds & MortgagesOct 2025 Sale & Mortgage
May 2022 Transfer
Flood ZoneZone X (minimal risk)
APN24-27-08-161004-000720

Property Details

APN / Parcel Number

Primary APN24-27-08-161004-000720
Alternative APNs
  • 082724161004000720
  • 82724000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,073 sqft Living Area
Gross Area2,919 sqft
1st Floor Area2,073 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof TypeHip
Roof MaterialOther
Lot Area21,066 sqft (0.484 acres)
Lot Dimensions191 ft deep x 110 ft wide
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area462 sqft
PorchFlorida Room
Porch Area447 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address923 HAMMOCK SHADE DR
CityLAKELAND
StateFL
Zip33809-4644
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTHE OAKS OF LAKELAND PB 78 PGS 30 & 31 LYING IN A PORTION OF SECS 8 & 17 T27 R24 LOT 72
Legal Range24E
Legal Township27S
Legal Section08
Legal SubdivisionOAKS OF LAKELAND THE
Legal Tract161004
Legal Block1
Legal Lot Number72
JurisdictionPOLK FL
Township / Civil DivisionLAKELAND
Census Block Group1
Census Block1001
Census Tract12304

Owner

923 Hammock Shade Dr is owned and occupied by an individual who bought it in October 2025.

Source: Polk County records, as of September 28, 2026

Owner of RecordIndividual Name on File
Mailing Address923 HAMMOCK SHADE DR, LAKELAND, FL 33809-4644
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 31, 2025Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
May 13, 2022Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 31, 2025 · Amount on File
Deed SaleOct 31, 2025 · Amount on File
Prior SaleJun 20, 1997 · Amount on File
Deed Document Number2025258696
Deed Book / Page13762 / 43
Prior Transfer DateApr 27, 2022
Prior Transfer Doc0000131716
Record UpdatedOct 29, 2026

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateOct 31, 2025
Property Address923 HAMMOCK SHADE DR, LAKELAND, FL 33809-4644
Document Number0000258696
Book / Page13762 / 43
Map ReferenceMB 78 PG 30&31
Instrument DateOct 28, 2025
Instrument2025258696
Transaction TypeTransfer
Record UpdatedApr 2, 2026
Title CompanySMART TITLE II LLC, SMART TITLE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,170.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2307 ROSELAWN DR, HOLIDAY, FL 34691-3552

Transferred To (Grantee/Buyer)

NameVerified Name
Address923 HAMMOCK SHADE DR, LAKELAND, FL 33809-4644

Mortgage

Document Number0001376245
DateOct 31, 2025
Instrument13762/45
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2055

May 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPOLK FL
Recording DateMay 13, 2022
Property Address923 HAMMOCK SHADE DR, LAKELAND, FL 33809-4644
Document Number0000131716
Book / Page12252 / 1701
Map ReferenceMB 78 PG 30&31
Instrument DateApr 27, 2022
Instrument2022131716
Transaction TypeTransfer
Record UpdatedJan 13, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address923 HAMMOCK SHADE DR, LAKELAND, FL 33809-4644

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address923 HAMMOCK SHADE DR, LAKELAND, FL 33809-4644

Tax Assessment & Valuation

The 2025 property tax bill for 923 Hammock Shade Dr was $4,100, up 113.9% from the year before.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$270,479 (-14.71%) Land $66,000 Building $204,479$270,479 (-14.71%) Land $66,000 Building $204,479
2025$4,100.00 (+113.88%)$317,132 (+133.38%) Land $66,000 Building $251,132$317,132 (-2.58%) Land $66,000 Building $251,132
2024$1,917.00 (+5.74%)$135,889 (+3%)$325,542 (+1.91%) Land $66,000 Building $259,542
2023$1,813.00 (+4.86%) Homeowner's exemption$131,931 (+3%)$319,443 (+17.89%) Land $64,000 Building $255,443
2022$1,729.00 Homeowner's exemption$128,088$270,957 Land $53,000 Building $217,957

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 923 Hammock Shade Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 20 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies20 in force
Nearby Flood Claims1 (2017)
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 923 Hammock Shade Dr is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · lower than 83% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHWEST
serves 28,082 people · EPA ID FL6532348
Water SourceGroundwater
Last State InspectionFeb 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting21
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

Nearby Properties on Hammock Shade Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures