923 Hale Rd, Pontotoc, MS 38863 Property Records

Pontotoc County property record for 923 Hale Rd, Pontotoc, MS 38863

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,618 sqft · built 2021
Lot Size	37 acres (1,611,720 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,075 (2025)
Deeds & Mortgages	Jul 2020 Line of Credit Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`017-35-000-011.02`

Property Details

APN / Parcel Number

Primary APN	`017-35-000-011.02`
Alternative APN	`22547`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Building Area	2,618 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Shingle
Lot Area	1,611,720 sqft (37 acres)
Shed	1 Shed
Shed Area	720 sqft
Gazebo	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	22547
Street Address	923 HALE RD
City	PONTOTOC
State	MS
Zip	38863-8637
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	37 AC NW 1/4 20143715 7/25/14 20155029 10/6/15 20194117 10/29/19 419 0406 488 7018
Jurisdiction	PONTOTOC MS
Township / Civil Division	2
Census Block Group	2
Census Block	2015
Census Tract	950200

Owner

923 Hale Rd is owned and occupied by two individuals.

Source: Pontotoc County records, as of October 30, 2025

Owner of Record	2 Individual Names on File
Mailing Address	923 HALE RD, PONTOTOC, MS 38863-8637
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2020	Deed of Trust, Mortgage · Line of Credit FIRST CHOICE BANK
Jul 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUM TREE MORTGAGE LLC
Jul 22, 2021	Deed of Trust, Mortgage FIRST CHOICE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC MS
Property Address	923 HALE RD, PONTOTOC, MS 38863-8637
Transaction Type	Mortgage
Record Updated	May 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1115 SHADY GROVE RD, NEW ALBANY, MS 38652-9027

Mortgage

Document Number	2020002574
Date	Jul 22, 2020
Instrument	2020002574

Lender

Name	FIRST CHOICE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Jul 16, 2021

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC MS
Property Address	923 HALE RD, PONTOTOC, MS 38863-8637
Transaction Type	Mortgage
Record Updated	May 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	923 HALE RD, PONTOTOC, MS 38863-8637

Mortgage

Document Number	2021003207
Date	Jul 30, 2021
Instrument	2021003207

Lender

Name	GUM TREE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC MS
Property Address	923 HALE RD, PONTOTOC, MS 38863-8637
Transaction Type	Mortgage
Record Updated	May 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	923 HALE RD, PONTOTOC, MS 38863-8637

Mortgage

Document Number	2021003081
Date	Jul 22, 2021
Instrument	2021003081

Lender

Name	FIRST CHOICE BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	6 Months
Due	Jan 12, 2022

Tax Assessment & Valuation

The 2025 property tax bill for 923 Hale Rd was $3,075 with a homeowner's exemption.

Source: Pontotoc County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Pontotoc County
Unified School District	Pontotoc County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,075.00 Homeowner's exemption	$23,870	$233,790 Land $17,306 Building $216,484
2023	$3,104.00 Homeowner's exemption	$24,091	$235,256 Land $17,928 Building $217,328

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 923 Hale Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 923 Hale Rd is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 78% of Mississippi
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MUD CREEK WATER ASSOCIATION #2 public/private · serves 663 people · EPA ID MS0580020
Water Source	Groundwater
Last State Inspection	Nov 2023
Also Mapped Here	MUD CREEK WATER ASSOCIATION #1
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
North East Fiber Fiber	2,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Hale Rd

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