923 E 5th St, Royal Oak, MI 48067 Property Records

Oakland County property record for 923 E 5th St, Royal Oak, MI 48067 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,390 sqft · built 1928
Lot Size	0.121 acres (5,271 sqft)
Owner	2 Individual Names on File
Last Sale	$450,000 (Oct 2025)
Tax Bill	$2,802 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Oct 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`72-25-22-208-018`

Property Details

APN / Parcel Number

Primary APN	`72-25-22-208-018`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,390 sqft Living Area
1st Floor Area	936 sqft
Basement Area	936 sqft
Unfinished Basement	936 sqft

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,271 sqft (0.121 acres)
Lot Dimensions	105 ft deep x 50 ft wide
Garage Area	200 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	111 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	923 E 5TH ST
City	ROYAL OAK
State	MI
Zip	48067-2810
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T1N, R11E, SEC 22 FOURTH AVENUE SUB LOT 20
Legal Range	11E
Legal Township	01N
Legal Section	22
Legal Subdivision	FOURTH AVENUE SUB
Legal Lot Number	20
Jurisdiction	OAKLAND MI
Township / Civil Division	ROYAL OAK
Census Block Group	2
Census Block	2022
Census Tract	184400

Owner

Source: Oakland County records · APN 72-25-22-208-018

Assessment roll updated February 4, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	218 PIERCE LAKE DR, CHELSEA, MI 48118-1437
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2025	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Oct 28, 2025	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 28, 2025 · Amount on Record
Deed Sale	Oct 28, 2025 · Amount on Record
Deed Document Number	2025137599
Deed Book / Page	60664 / 36
Prior Transfer Date	Sep 24, 2012
Prior Transfer Doc	0000243022
Record Updated	Sep 20, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Oct 28, 2025
Property Address	923 E 5TH ST, ROYAL OAK, MI 48067-2810
Document Number	0000137599
Book / Page	60664 / 36
Map Reference	LB 17 PG 1
Instrument Date	Oct 17, 2025
Instrument	137599
Transaction Type	Transfer
Record Updated	Dec 23, 2025
Title Company	CAPITAL TITLE INS AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,375.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	923 E 5TH ST, ROYAL OAK, MI 48067-2810

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	218 PIERCE LAKE DR, CHELSEA, MI 48118-1437

Mortgage

Document Number	0060646319
Date	Oct 28, 2025
Instrument	60646/319

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Nov 01, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.7%
Index	SOFR Average 30-Day
Margin	3
Max Rate	10.7%

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Oct 28, 2025
Property Address	923 E 5TH ST, ROYAL OAK, MI 48067-2810
Document Number	0000137599
Book / Page	60664 / 36
Map Reference	LB 17 PG 1
Instrument Date	Oct 17, 2025
Instrument	137599
Transaction Type	Transfer
Record Updated	Apr 03, 2026
Title Company	CAPITOL TITLE COMPANY INC, CAPITAL TITLE INS AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,375.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	923 E 5TH ST, ROYAL OAK, MI 48067-2810

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	218 PIERCE LAKE DR, CHELSEA, MI 48118-1437

Mortgage

Document Number	0060646319
Date	Oct 28, 2025
Instrument	60646/319

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Nov 01, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.7%
Index	SOFR Average 30-Day
Margin	3
Max Rate	10.7%

Tax Assessment & Valuation

Source: Oakland County records · Assessment roll updated February 4, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Royal Oak City
Unified School District	Royal Oak City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,802.00 (-22.08%) Homeowner's exemption	$155,340 (+8.78%)	$310,680 (+8.78%)
2024	$3,596.00 (+10.48%) Homeowner's exemption	$142,800	$285,600
2021	$3,255.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oakland County (26125C), updated December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261251844002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 898 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
WOW Internet, Cable & Phone	Cable	1,200 / 50
Verizon	Fixed Wireless	1,000 / 75
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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