923 E 48th St, Chicago, IL 60615 Property Records

Cook County property record for 923 E 48th St, Chicago, IL 60615

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,520 sqft · built 1886
Lot Size	0.117 acres (5,082 sqft)
Owner	Individual Name on File
Tax Bill	$13,061 (2023)
Deeds & Mortgages	Oct 2021 Mortgage Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-11-106-015`

Property Details

APN / Parcel Number

Primary APN	`20-11-106-015`
Alternative APN	`20-11-106-015-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,520 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1886
Effective Year Built	Effective 1888
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	5,082 sqft (0.117 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water

Location & Zoning

Street Address	923 E 48TH ST
City	CHICAGO
State	IL
Zip	60615-1801
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-5
Legal Description	(SUBDIVISION) OF N198FT OF LTS2&3 EX W60FT OF BLK4 AL SO W41.15 FT OF LT1 OF SUB OF BLK4 EX N 198FT OF LTS2&3 IN DREXEL & SMI
Legal Range	14E
Legal Township	38N
Legal Section	11
Legal Subdivision	SMITHS SUB
Legal Block	4
Legal Lot Number	1-3
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	1
Census Block	1002
Census Tract	390400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Hyde Park-Kenwood Historic District listed 1979 · 1,931 contributing resources · NRIS 79000824

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

923 E 48th St is owned and occupied by an individual who acquired it in April 2005.

Source: Cook County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	923 E 48TH ST, CHICAGO, IL 60615-1801
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Apr 26, 2005
Transfer Doc	0000027007
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	923 E 48TH ST, CHICAGO, IL 60615-1801
Transaction Type	Mortgage
Record Updated	Oct 29, 2021
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0028807650
Date	Oct 15, 2021
Instrument	2128807650

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.87%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	923 E 48TH ST, CHICAGO, IL 60615-1801
Document Number	2027608170
Instrument Date	Aug 3, 2020
Transaction Type	Mortgage
Record Updated	Oct 23, 2020
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	923 E 48TH ST CHICAGO IL 606151801, CHICAGO, IL 60615-1801

Mortgage

Document Number	2027608170
Date	Oct 2, 2020
Instrument	27608170

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$98,000 Land $31,508 Building $66,492	$980,000 Land $315,080 Building $664,920
2023	$13,061.00 (+3.13%)
2022	$12,665.00 Homeowner's exemption	$65,000 Land $25,410 Building $39,590	$650,000 Land $254,100 Building $395,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 923 E 48th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 923 E 48th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 610 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Astound Broadband, T-Mobile, Verizon, Zentro.

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