923 Debco Ln, Spicewood, TX 78669 Property Records

Travis County property record for 923 Debco Ln, Spicewood, TX 78669

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,940 sqft · built 2017
Lot Size	1.01 acres (44,083 sqft)
Owner	Individual Name on Record
Last Sale	$538,650 (May 2026)
Tax Bill	$6,803 (2025)
Deeds & Mortgages	May 2021 Mortgage Jul 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0147900518`

Property Details

APN / Parcel Number

Primary APN	`0147900518`
Alternative APNs	`01479005180000` `151102`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,940 sqft Living Area
1st Floor Area	1,332 sqft
2nd Floor Area	608 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Metal
Lot Area	44,083 sqft (1.01 acres)
Garage Type	Detached
Garage Area	1,369 sqft
Parking Spaces	7 Parking Spaces
Porch	Open Porch
Porch Area	252 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	151102
Street Address	923 DEBCO LN
City	SPICEWOOD
State	TX
Zip	78669-6627
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 29 BLK C SIESTA SHORES SEC II
Legal Subdivision	SIESTA SHORES SEC II
Legal Block	C
Legal Lot Number	29
Jurisdiction	TRAVIS TX
Township / Civil Division	SOUTHWEST TRAVIS
Census Block Group	2
Census Block	2034
Census Tract	35200

Owner

Source: Travis County records, as of June 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	923 DEBCO LN, SPICEWOOD, TX 78669-6627
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Jul 1, 2021	Deed of Trust, Mortgage · Line of Credit AUSTIN TELCO FCU
May 26, 2026	Deed, Transfer · Conventional Mortgage WELLSFARGOBANKNA
May 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Nov 16, 2017	Deed of Trust, Mortgage PRIME LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 26, 2026 · Amount on Record
Deed Sale	May 26, 2026 · Amount on Record
Prior Sale	Mar 24, 2016 · Amount on Record
Deed Document Number	202660730
Prior Transfer Date	Mar 21, 2016
Prior Transfer Doc	0000043408
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRAVIS TX
Property Address	923 DEBCO LN, SPICEWOOD, TX 78669-6627
Transaction Type	Mortgage
Record Updated	Jun 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000112241
Date	May 19, 2021
Instrument	2021112241

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	321 Months
Due	Feb 1, 2048

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRAVIS TX
Property Address	923 DEBCO LN, SPICEWOOD, TX 78669-6627
Transaction Type	Mortgage
Record Updated	Jun 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	923 DEBCO LN, SPICEWOOD, TX 78669-6627

Mortgage

Document Number	0000147736
Date	Jul 1, 2021
Instrument	2021147736

Lender

Name	AUSTIN TELCO FCU
Type	Credit Union
Address	AUSTIN, TX 78757

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	179 Months
Due	Jun 21, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	TRAVIS TX
Recording Date	May 26, 2026
Property Address	923 DEBCO LN, SPICEWOOD, TX 78669-6627
Document Number	0000060730
Instrument Date	May 22, 2026
Instrument	202660730
Transaction Type	Transfer
Record Updated	Jun 8, 2026
Title Company	TEXAS NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	923 DEBCO LN, SPICEWOOD, TX 78669-6627

Mortgage

Document Number	0000060731,
Date	May 26, 2026
Instrument	202660731

Lender

Name	WELLSFARGOBANKNA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRAVIS TX
Property Address	923 DEBCO LN, SPICEWOOD, TX 78669-6627
Transaction Type	Mortgage
Record Updated	Nov 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000112246
Date	May 19, 2021
Instrument	2021112246

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	321 Months
Due	Feb 1, 2048

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRAVIS TX
Property Address	923 DEBCO LN, SPICEWOOD, TX 78669-6627
Document Number	0000182862
Instrument Date	Nov 16, 2017
Transaction Type	Mortgage
Record Updated	Nov 16, 2018
Title Company	CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	923 DEBCO LN SPICEWOOD TX 786696627, SPICEWOOD, TX 78669-6627

Mortgage

Document Number	0000182862
Date	Nov 16, 2017
Instrument	182862

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 15, 2047

Tax Assessment & Valuation

Source: Travis County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Travis County
Unified School District	Lake Travis Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,803.00 (+7.85%) Homeowner's exemption	$591,057 (-4.61%)	$800,000 (+29.11%) Land $391,260 Building $408,740
2024	$6,308.00 (+5.47%)
2023		$619,636 Land $195,000 Building $424,636	$619,636 Land $195,000 Building $424,636
2022	$5,981.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 74 policies
Nearby Flood Policies	74 in force
Nearby Flood Claims	11 (2007–2018)
Most Recent Claim	Oct 2018 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Oct 2018 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 79% of Texas
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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